The Australia and New Zealand Banking Group Limited is the fourth largest bank by market capitalization in Australia. ANZ is also the largest bank in New Zealand. The bank was established on 2 March 1835.

Credit card fees and charges

ANZ Low Rate MasterCard

Account fee Fees/Charges
Primary card $29.00 half yearly
Joint or additional card $9.00 half yearly

ANZ Visa/ANZ MasterCard

Account fee Fees/Charges
Visa $30.00 p.a.
Primary card
Joint or additional card $10.00 p.a.
MasterCard $30.00 p.a.
Primary card
Joint or additional card $10.00 p.a.

ANZ Airpoints Visa

Account fee Fees/Charges
Primary card $32.50 half yearly
Joint or additional card $5.00 half yearly

ANZ Airpoints Visa Platinum

Account fee Fees/Charges
Primary card $75.00 half yearly
Joint or additional card $12.50 half yearly

ANZ CashBack Visa/ANZ CashBack MasterCard

Account fee Fees/Charges
Primary card $60.00 p.a.
Joint or additional card $10.00 p.a.

ANZ CashBack Visa Gold

Account fee Fees/Charges
Primary card $105.00 p.a.
Joint or additional card $30.00 p.a.

ANZ CashBack Visa Platinum/ANZ CashBack Platinum MasterCard

Account fee Fees/Charges
Primary card $125 p.a.
Joint or additional card $30 p.a.

ANZ Low Interest Visa

Account fee Fees/Charges
Primary card $39.00 half yearly
Joint or additional card $5.00 half yearly

ANZ Freestyle MasterCard
Item Fees/Charges
Account fee No charge
Purchase fee $5.00 per transaction (capped at $10.00 per statement month)
Extended warranty excess on each claim $50

ANZ Visa Gold/ANZ Gold MasterCard

Account fee Fees/Charges
Primary card $75.00 p.a.*
Joint or additional card $25.00 p.a.*

Qantas ANZ Visa

Account fee Fees/Charges
Primary card $75.00 p.a.*
Joint or additional card $40.00 p.a.*

Qantas ANZ Visa Platinum

Account fee Fees/Charges
Primary card $150.00 p.a.*
Joint or additional card $50.00 p.a.*

ANZ Visa Debit
Account fee Fees/Charges
Annual card fee
(No charge when attached to a Freedom account or for the first 12 months when attached to a Tertiary account.)
$10.00 p.a.*
Replacement card fee $15.00

ANZ Business preferred MasterCard
Item Fees/Charges
Account fee $35.00 p.a.*

ANZ Visa Business
Primary card Account fee Fees/Charges
Low Rate option $70.00 p.a.
Low Fee option $40.00 p.a.
CashBack Reward option $95.00 p.a.
Joint or additional card Account fee Fees/Charges
Low Rate option $15.00 p.a.
Low Fee option $15.00 p.a.
Cashback Reward option $20.00 p.a.

ANZ Visa Corporate Card
Item Fees/Charges
Account fee $35.00 p.a.

ANZ Credit Card non-standard fees
Item Fees/Charges
Urgent card delivery Actual courier fee (domestic and international)
Replacement card (incl lost and stolen) $10.00 per card
Statement copy $3.00 per copy
Dispute handling fee $15.00
Late payment fee $15.00
Over limit fee $15.00 (On each statement that is over limit)
Optional service fees
Currency conversion charge
Item Fees/Charges
Currency conversion charge (applies to foreign currency transactions). Includes transactions through the MasterCard Maestro and Visa PLUS networks. 2.5% of the $NZ amount

Cash advance fees - in New Zealand (all credit cards except ANZ Freestyle MasterCard)
Item Fees/Charges

Cash advance fees:

ANZ ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Banking $1.00
Non-ANZ ATMs $3.00
Staff assisted $3.00

Cash advance fees - ANZ Freestyle MasterCard in New Zealand
Item Fees/Charges

Cash advance fees:

ANZ ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Banking $5.00
Non-ANZ ATMs $5.00
Staff assisted $5.00

Cash advance fees - Overseas
Item Fees/Charges
Overseas ATMs and staff - assisted $5.00