Fixed Deposit Interest Rates are Ascertained Based on the Banks Liquidity Requirements as well as Market Rate Movements.

The above table reflects the latest rates thereby enabling real-time comparison.

Deposits Interest Rates

For Deposits less than Rs.1 Crore

7 days to 14 days
4.00

15 days to 30 days
4.25

31 days to 45 days
4.25

46 days to 90 days
6.50

91 days to 120 days
6.75

121 days to 179 days
6.75

180 days to 269 days
7.25

270 days to less than 1 year
7.30

1 Year & above to less than 2 Yrs
7.30

2 years & above to less than 3 years
7.30

3 years & above to less than 5 years
7.30

5 years & above to less than 8 years
7.25

8 years & above to 10 years
7.25

For Deposits of Rs.1 Cr & above but less than Rs.10 Cr

7 days to 14 days
4.25

15 days to 30 days
4.50

31 days to 45 days
4.50

46 days to 90 days
6.50

91 days to 120 days
6.75

121 days to 179 days
6.75

180 days to 269 days
7.00

270 days to less than 1 year
7.00

1 Year & above to less than 2 Yrs
7.00

2 years & above to less than 3 years
7.00

3 years & above to less than 5 years
7.00

5 years & above to less than 8 years
7.00

8 years & above to 10 years
7.00

For Deposits of Rs. 10 Cr & above

07 days to 14 days
4.50

15 days to 30 days
4.50

31 days to 45 days
4.50

46 days to 90 days
6.00

91 days to 179 days
6.25

180 days to 269 days
6.50

270 days to 363 days
6.75

364 days to 13 months
6.90

Above 13 months to less than 2 years
6.75

2 year to less than 3 years
6.75

3 year to less than 5 years
6.75

5 years to less than 8 years
6.75

8 years to 10 years
6.75


Bank of India Services

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Rural Banking Services