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  #1  
June 17th, 2016, 12:16 PM
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Base Rate Of Nainital Bank

I have account in the Nainital Bank and planning to take Car Loans from Nainital Bank want details about this loan. Will you please provide me eligibility and features of taking car loan from this bank also tell what the base rate of interest for this loan and documents required?
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  #2  
June 17th, 2016, 01:03 PM
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Join Date: Mar 2012
Re: Base Rate Of Nainital Bank

The Nainital Bank Limited is a private Indian bank, Based in Nainital.

The bank has expanded to Uttar Pradesh and especially in Uttarakhand State, and has over 100 branches in Rajasthan, Delhi and Haryana states.

Nainital Bank Car Loan Interest Rates:

Nainital Bank Car Loan Details

Base Rate 9.75%
Interest Rate (Floating) BR + 0.25% ie., 10.00%
Loan Tenure 1 year to 7 years

Features of Car Loans from Nainital Bank

Avail of a loan for new and used cars or jeeps.
Loans are available only for new two-wheelers.
You can avail of this loan to repay loans of other banks, financial institutions or companies, and continue your loan with Nainital at better interest rates and terms.
Enjoy low margins on your vehicle loan.
Get long tenures to pay off the loan in easy EMIs.
Farmers can avail of loan repayment schemes on half-yearly basis in accordance to crop patterns.
Special concessionary rates are available as a Festive offer.

Eligibility criteria for a Car Loan from Nainital Bank

Nainital bank has a very low eligibility criteria set for its customers to avail of a car loan.

Individuals who are at least 21 years old.
Proprietorship/Partnership Firm /Private and Public Ltd. Co.

Documents needed to apply for an Nainital Bank Car Loan

1. Signed application form with photograph
2. Photo ID and age proof
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:

Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Contact:

Head Office :

THE NAINITAL BANK LIMITED
HEAD OFFICE
Seven Oaks Building
Mallital, Nainital
Uttarakhand - 263001
Ph:-05942-236313; 238237
Fax:- 05942-236939


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