Bank of Baroda invites you to be a proud owner of your own home and offers easy Home Loan with a number of conveniences to suit your budget.

Home loan-

Home Loan is available for:

Purchase of new / old dwelling unit.
Construction of house.
Purchase of plot of land for construction of a house.
Repaying a loan already taken from other Housing Finance Company / Bank.
Repayment period up to 30 years (floating rate option).

Margin:

Category of Home Loan LTV (%) Margin (%)
Upto Rs.30 lakh 90% 10%
Above Rs. 30 lakh and upto Rs. 75 lakh 80% 20%
Above Rs. 75 lakh 75% 25%


 Monthly Income Modified Criteria
Up to Rs. 20,000/- 36 times of monthly income
More than Rs.20,000/- &
up to Rs. 1 lac 48 times of monthly income
More than Rs. 1 lac 54 times of monthly income

Rate of Interest:

Loan amount upto Rs.75 Lacs : ROI as applicable to regular Home Loan [i.e., Base Rate (9.60% at present)]

Above Rs.75 Lacs : 0.25% over the ROI as applicable to regular Home Loan [i.e., Base Rate+0.25% (9.85% at present)]

BOB Home loan Application form-








Customer service: 1800 102 4455