Capital Adequacy Ratio (CAR) is the measure of a bank's capital and communicated in rate term. In basic terms, this capital is put aside by banks to ensure investors. A lower CAR implies a bank is inclined to the danger of going burst if there should be an occurrence of any emergency. In any case, a high CAR implies, the bank is not doing what's necessary business.

The Board of Directors of State Bank of Mysore endorsed the budgetary results for the year finished 31st March 2016 at its meeting held in Mumbai on 26rd April 2015. Bank has recorded amazing execution on numerous fronts viz. CRAR, Increase in Fee based wage, CASA Ratio, other than extending its retail business base, as reflected in the accompanying parameters:-

** CRAR up 101 bps y-o-y

** Non Interest Income up 24%

** CASA @34.6% (up 90 bps)

** Retail Advances offer increased to half of Loan Book(home credit development - 20%)

Capital Adequacy – State Bank of Mysore:

The Bank has been BASEL-III consistent and Capital to Risk Weighted Assets (CRAR) under Basel III is at 12.43%, against the administrative benchmark of 9.00%. The general CRAR expanded by 101 bps amid the year. CET-1 is at 9.01%. Total assets of the Bank expanded from ` 4,346 crs to ` 4,657 crs speaking to a development of more than 7.2 %.