#1
June 4th, 2016, 07:52 AM
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Car Loan From SBBJ
I am planning to take a car loan from State Bank of Bikaner & Jaipur (SBBJ) and searching for details about taking car loan. Will you please provide features of Car Loans from SBBJ Bank also tell eligibility to take this loan also provide what the interest rate for this SBBJ Car loan?
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#2
June 4th, 2016, 07:53 AM
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Re: Car Loan From SBBJ
State Bank of Bikaner & Jaipur (SBBJ) is an associate bank of State Bank of India. Its branch network out of Rajasthan covers all the major business centers of India. Features of Car Loans from SBBJ Bank Get a loan to purchase a car, jeep, MUC, SUV Buy used four wheelers which are up to 5 years old. Get 30 times your monthly net income or 2.5 times your annual income. There is no maximum ceiling limit on the loan amount for new cars. For used cars, the loan amount is capped at Rs. 15 lakhs. Choose to repay the loan in flexible tenures of 36-84 months. Enjoy low margins of 15% of the on-road cost of the vehicle. Eligibility criteria for a Car Loan from SBBJ Bank Salaried employees and pensioners earning a minimum net annual income of Rs. 3 lakhs. Maintaining a salary account with SBBJ is not required. Self employed, professionals, proprietary and partnership firms with a minimum net profit or gross taxable income of Rs. 4 lakhs as per ITR. Agriculturists with a minimum net annual income of Rs. 4 lakhs. The borrower must complete the repayment of the loan before he reaches 70. Documents needed to apply for an State Bank of Bikaner and Jaipur Car Loan 1. Signed application form with photograph 2. Residence proof 3. Photo ID and age proof 4. Last 6 months bank statement 5. Documentation for salaried applicants: Last 3 months salary – slips Form 16 or Income Tax Returns 6. Documentation for self-employed applicants: Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account State Bank of Bikaner and Jaipur Car Loan Details: Interest Rate 9.70% Processing Fees Rs.750/- Per Car Loan Loan Tenure 1 year to 7 years Address: The Chief Vigilance Officer State Bank of Bikaner and Jaipur, Head Office, Tilak Marg, Jaipur - 302005. Phone: 0141- 5101570 Telefax: 0141- 2227165 Email-Id : gmvigilance@sbbj.co.in |
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