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Employees’ State Insurance Corporation UDC Clerk exam modal question papers

Directions—(Q. 1–15) Read the following passage carefully and answer the
questions given below it. Certain words/phrases have been printed in bold
to help you locate them while answering some of the questions.
Mihir and Mahadev lived in the same village. While Mahadev owned the
largest shop in the village, Mihir was a poor farmer. Both had large
families, with many sons, daughtersin-law and grandchildren. One day,
Mihir, tired of not being able to make ends meet, decided to leave the
village and move to the city where they were sure to make enough to feed
everyone. They said their goodbyes, packed their few belongings and set
off. When night fell, they stopped under a large tree. There was a stream
running nearby, where they could refresh themselves. Mihir told his sons
to clear the area below the tree. He told his wife to fetch water. He
instructed his daughters-in-law to make up the fire and started cutting
wood from the tree himself. Now, in the branches of that tree sat a
thief. He watched as Mihir’s family worked together. He also noticed they
had nothing to cook. Mihir’s wife too thought the same, for she said to
her husband, “Everything is ready. But what shall we eat ?” Mihir raised
his hands to heaven and said, “Don’t worry. He is watching all this from
above. He will help us.”
The thief was worried. He had seen that the family was large and worked
well together. Surely they did not know he was hiding in the branches ?
He decided to make a quick getaway. He climbed down swiftly when they
were not looking and ran for his life. But, he left behind his bundle of
stolen jewels and money, which dropped down into Mihir’s lap. He opened
it and jumped with joy when he saw the contents. The family promptly
gathered its belongings and returned to the village. There was great
excitement when they told everyone how they got rich.
Mahadev thought this was a nice quick way to earn some money ! He
commanded his family to pack some clothes and they set off as if on a
journey. They stopped under the same tree and Mahadev started commanding
everyone as Mihir had done. But no one in his family was willing to obey
orders. They were used to having servants wait on them – so the one who
went to the river to fetch water had a nice bath. The one who went to
gather wood for the fire went off to sleep beneath the tree. And Mahadev
only ordered everyone about, not bothering to do anything himself.
Meanwhile the thief had returned to the tree. He noticed the family
members were greedy and selfish. They would never be able to put up a
fight together. Then, Mahadev and his wife started the conversation that
they had rehearsed carefully. Mahadev’s wife said, “Everything is ready.
But what shall we eat ?” Mahadev raised his hands upwards and said,
“Don’t worry. He is watching all this from above. He will help us”.
At this, the thief jumped down from the tree, knife in hand. Seeing him,
everyone started running helter skelter to save themselves. The thief
stole everything. Mahadev and his family had to return to the village
empty-handed, having lost all the jewellery and gold they had taken with
them.
1. Which of the following cannot be said about Mihir’s family ?
(a) They respected and obeyed Mihir.
(b) They were so poor that they sometimes had to starve.
(c) They had no friends in the village when they were poor.
(A) None
(B) Only (c)
(C) Only (b) and (c)
(D) Only (b)
(E) All (a), (b) and (c)
Ans : (C)
2. Why did Mihir and his family decide to camp under the ‘thief’s tree’ ?
(A) Being a large family they knew they could capture the thief
(B) It was a convenient spot to camp for the night
(C) It was the only tree large enough to shelter the whole family
(D) there was a stream nearby and wood to build a house
(E) Exhausted after the day’s travel they couldn’t walk any more
Ans : (B)
3. Why did the thief leave the valuables he had stolen behind ?
(A) Seeing Mihir’s faith in God the thief was filled with remorse
(B) Feeling sorry for Mihir’s family he decided to donate the valuables
to them
(C) He was afraid that God would punish him for stealing
(D) In his hurry to run away he forget to take the valuables along
(E) He was confident that they were so well hidden that they would not be
found
Ans : (D)
4. Which of the following best describes Mahadev ?
(A) He was a rich businessman
(B) He bullied his wife so she obeyed him
(C) He paid his servants well to look after his family’s needs
(D) He was greedy and had cheated Mihir
(E) He was brave and decided to trick the thief
Ans : (A)
5. Why did Mihir’s family return to the village ?
(A) To show off their newfound wealth
(B) To buy back their land and start a business
(C) They had no need to shift to the city
(D) To share their wealth with the other villagers
(E) They wanted to sing God’s praises to all the villagers
Ans : (C)
6. What made Mihir utter the phrase, “He is watching all this from
above.” ?
(A) He had spotted the thief and wanted to frighten him off
(B) He was telling his wife to trust God to look after them
(C) It was a warming to his family members to stick together
(D) He was begging the thief for help to feed his family
(E) None of these
Ans : (B)

7. Which of the following is TRUE in the context of the passage ?
(A) Mahadev planned to seek his fortune in the city as Mihir had
(B) Mihir’s family preferred to live in the city
(C) Mahadev had no intention of moving to the city
(D) Mahadev lost his entire life savings to the thief
(E) The thief only robbed those whom he did not like
Ans : (D)
8. Why did the thief return to the tree ?
(A) To plot how to get his money back
(B) He thought no one would look for him there
(C) To keep a watch on Mahadev’s family
(D) Not mentioned in the passage
(E) None of these
Ans : (D)
9. Why was the thief not afraid of Mahadev’s family ?
(A) They had not brought their servants along to protect them
(B) Seeing their wealth he suspected them of stealing his loot
(C) He had weapons to defend himself
(D) Mahadev’s family was not as large as Mihir’s
(E) None of these
Ans : (E)
10. How did the villagers react to Mihir’s new found wealth ?
(A) They tried hard to coax him to reveal the secret of his wealth
(B) They followed his example and became more devout
(C) They pretended to happy for him but were secretly jealous
(D) They each plotted to visit the tree and get rich quickly
(E) None of these
Ans : (E)
Directions—(Q. 11–13) Which of the following is most similar in meaning
to the word given in bold as used in the passage.
11. make(A) earn
(B) estimate
(C) prepare
(D) build
(E) settle
Ans : (A)
12. lost
(A) defeated
(B) failed
(C) forfeited
(D) wasted
(E) destroyed
Ans : (D)
13. getaway
(A) holiday
(B) freedom
(C) fantasy

(D) escape
(E) relaxation
Ans : (D)
Directions—(Q. 14–15) Which of the following is most opposite in meaning
of the word given in bold as used in the passage.
14. rehearsed(A) repeated
(B) forced
(C) fake
(D) unplanned
(E) effortless
Ans : (D)
15. willing
(A) oblige
(B) reluctant
(C) distracted
(D) determined
(E) obstacle
Ans : (B)
Directions—(Q. 16–25) Read each sentence to find out whether there is any
grammatical error or idiomatic error in it. The error, if any, will be in
one part of the sentence. The letter of that part is the answer. If there
is no error the answer is (E). (Ignore errors of punctuation, if any)
16. The majority of the population believes (A) / that the stock market
is recovered (B) / and that it is the (C) / right time to buy shares. (D)
No error (E)
Ans : (B)
17. Seema’s new office is close (A) / to her residence so (B) / she will
not longer (C) / have to travel by train. (D) No error (E)
Ans : (C)
18. In the present guidelines, (A) / the bank is required to obtain (B) /
a photograph from any person (C) / who wishes to open an account. (D) No
error (E)
Ans : (C)
19. Chetan puts in a lot (A) / of effort to ensure (B) / that the scheme
was (C) / launched in March. (D) No error (E)
Ans : (C)
20. As our economy is (A) / experiencing a recession, banks (B) / have
became very cautious (C) / about giving loans. (D) No error (E)
Ans : (C)
21. After retiring she spent (A) / most of her time teaching young (B) /
doctors and motivating themselves (C) / to work in rural areas. (D) No
error (E)
Ans : (A)

22. Since this foreign bank has (A) / not performed very good this year
(B) / it will not be setting / up any new branches. (D) No error (E)
Ans : (B)
23. Our Chairman is deeply concerned (A) / about the environment (B) /
and plans to take some steps to reduce the (C) / pollution caused by our
factories. (D) No error (E)
Ans : (E)
24. He was afraid that his parents (A) / would not allow him to (B) /
make the film so he did (C) / not tell them about it. (D) No error (E)
Ans : (E)
25. I was previously posted (A) / in Singapore and it (B) / took me a
long time (C) / to accustom to the food. (D) No error (E)
Ans : (D)
Directions—(Q. 26–30) In each question below a sentence with four words
printed in bold type is given. These are lettered as (A), (B), (C) and
(D). One of these four words printed in bold may be either wrongly spelt
or inappropriate in the context of the sentence. Find out the word which
is wrongly spelt or inappropriate if any. The letter of that word is your
answer. If all the words printed in bold are correctly spelt and also
appropriate in the context of the sentence, mark (E) i.e. ‘All correct’
as your answer.
26. He was a member (A) of the original (B) committee which drafted (C)
these recommendations. (D) All correct (E)
Ans : (B)
27. Do not procede (A) with the transfer (B) of funds until you receive
further (C) instructions. (D) All correct (E)
Ans : (A)
28. Our branch is located (A) in a remote (B) area where water is
scarcity (C) available. (D) All correct (E)
Ans : (C)
29. To gain (A) their support, (B) you must convenience (C) them of the
benefits (D) of the proposal. All correct (E)
Ans : (C)
30. The deal we negotiated (A) has not been approved (B) by RBI and needs
(C) to be revized. (D) All correct (E)
Ans : (D)
Directions—(Q. 31–35) Rearrange the following six sentences (a), (b),
(c), (d), (e) and (f) in the proper sequence to form a meaningful
paragraph; then answer the questions given below them.
(a) A few minutes later he was hauled back on board the ship, on the
captain’s orders.
(b) One of the crew began to complain and moan about the situation and no
one could silence him.

(c) Marvelling at the change, the passengers asked for an explanation, to
which the captain replied, “We never appreciate how well off we are in a
situation until we fall into a worse one”.
(d) During a voyage a great storm arose.
(e) In exasperation the captain ordered him to be thrown overboard.
(f) To everyone’s surprise, the man immediately went back to his post and
silently began to work.
31. Which of the following should be the THIRD sentence after
rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (E)
32. Which of the following should be the FIRST sentence after
rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (D)
33. Which of the following should be the LAST (SIXTH) sentence after
rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (E)
34. Which of the following should be the SECOND sentence after
rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (A)
35. Which of the following should be the FIFTH sentence after
rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (f)
Ans : (C)

Directions—(Q. 36–40) Which of the phrases (A), (B), (C) and (D) given
below should replace the phrase given in bold in the following sentence
to make the sentence meaningful and grammatically correct. If the
sentence is correct as it is and no correction is required, mark (E) as
the answer.
36. Ensure we have the necessary clearance is the responsibility of the
legal department.
(A) Ensuring we have
(B) To ensure having
(C) We have been ensured
(D) Ensuring us having
(E) No correction required
Ans : (B)
37. They have decided to go ahead and implement which was discussed at
last month’s conference in Chennai.
(A) What we had discussed
(B) Whatever discussion
(C) That being discussed
(D) Which has been discussed
(E) No correction required
Ans : (A)
38. To reduce costs, we should replace our current system by much
efficient one.
(A) Through more efficient
(B) Efficiently by
(C) With a more efficient
(D) For better efficiency
(E) No correction required
Ans : (C)
39. Staff in the district offices can easily monitor whether the payments
are being made in time.
(A) Easily be monitored
(B) Monitor easier whether
(C) Easy to monitor that
(D) Monitor easily
(E) No correction required
Ans : (E)
40. Most of the managers whom involved in the deal had previously worked
for multinational banks.
(A) Whose involved
(B) Involvement with
(C) Involving whom
(D) Involved in
(E) No correction required
Ans : (D)
Directions—(Q. 41–50) In the following passage there are blanks, each of
which has been numbered. These numbers are printed below the passage and

against each, five words are suggested, one of which fits the blank
appropriately. Find out the appropriate word in each case.
One rainy day while driving me home from school my father stopped to
offer a frail old man a lift. Though he was headed in the opposite
…(41)…, my father insisted. By the time we …(42)… home it was late and I
was tired and …(43)… with my father.
That night, my father …(44)… me a bedtime story as usual–A …(45)… Emperor
was once asked “Sire, while you …(46)… rich and powerful, your teacher
doesn’t even …(47)… a piece of land yet you visit him, …(48)… don’t you
summon him to court ?” The Emperor …(49)… and said, “You are mistaken, my
teacher is …(50)… than I am. My land can be lost in a war but he
possesses knowledge which can never be stolen.” “The old man was my
teacher.” my father concluded.
I have never forgotten the lesson my father ‘taught’ me that day.
41. (A) route
(B) manner
(C) direction
(D) side
(E) way
Ans : (C)
42. (A) left
(B) arrived
(C) return
(D) gone
(E) reach
Ans : (B)
43. (A) complained
(B) annoying
(C) hungry
(D) upset
(E) worried
Ans : (D)
44. (A) taught
(B) described
(C) told
(D) reads
(E) related
Ans : (C)
45. (A) greedy
(B) honest
(C) foolish
(D) mighty
(E) cruel
Ans : (D)
46. (A) are

(B) being
(C) were
(D) so
(E) seem
Ans : (A)
47. (A) own
(B) earn
(C) acquire
(D) possessed
(E) has
Ans : (A)
48. (A) however
(B) but
(C) instead
(D) when
(E) why
Ans : (E)
49. (A) shouted
(B) silent
(C) thinks
(D) smiled
(E) prayed
Ans : (D)
50. (A) powerful
(B) wise
(C) wealthy
(D) stronger
(E) richer
Ans : (E)

Reasoning
1. What should come in the place of (?) in the given series?
ACE, FGH, ?, PON
(A) KKK
(B) JKI
(C) HJH
(D) IKL
Ans. (A)
2. Typist : Typewriter : : Writer: ?
(A) Script
(B) Pen
(C) Paper
(D) Book
Ans. (B)
3. Paint: Artist : : Wood: ?
(A) Furniture
(B) Forest
(C) Fire
(D) Carpenter
Ans. (D)
4. acme : mace :: alga: ?
(A) glaa
(B) gaal
(C) laga
(D) gala
Ans. (D)
5. EIGHTY : GIEYTH : : OUTPUT:?
(A) UTOPTU
(B) UOTUPT
(C) TUOUTP
(D) TUOTUP
Ans. (D)
6. ‘Medicine’ is related to ‘Patient’ in the same way as ‘Education’ is
related to—
(A) Teacher
(B) School
(C) Student
(D) Tuition
Ans. (C)
7. Fill in the missing letter in the following series—
S, V, Y, B, ?
(A) C
(B) D
(C) E
(D)G
Ans. (C)
8. What should come in the place of question mark in the following
series?
3, 8, 6, 14, ?, 20
(A) 11
(B) 10
(C) 8
(D) 9
Ans. (D)
9. Select the correct option in place of the question mark.
AOP, CQR, EST, GUV, ?
(A) IYZ
(B) HWX
(C) IWX
(D) JWX
Ans. (C)
10. What should come in the place of question mark in the following
series?
1, 4, 9, 25, 36, ?
(A) 48
(C) 52
(B) 49
(D) 56
Ans. (B)
Directions—(Q. 11 to 14): Select the one which is different from the
other three.
11. (A) Bokaro
(B) Jamshedpur
(C) Bhilai
(D) Agra
Ans. (D)
12. (A) January
(B) February
(C) July
(D) December
Ans. (B)
13. (A) Bible
(B) Panchsheel
(C) Geeta
(D) Quran
Ans. (B)
14. (A) Star
(B) Sun
(C) Sky
(D) Moon
Ans. (C)
Directions—(Q. 15 to 17): based on alphabets.

15. If the sequence of the alphabets is reversed which of the following
would be the 14th letter from your left?
(A) N
(B) L
(C) O
(D) None of these
Ans. (D)
16. Which letter is the 8th letter to the right of the letter, which is
12th from the left?
(A) V
(B) T
(C) W
(D) Y
Ans. (B)
17. Which letter is the 8th letter to the right of the letter which is
10th to the left of the last but one letter from the right?
(A) V
(B) X
(C) W
(D) I
Ans. (C)
Directions—(Q. 18 to 23) Three of the following four are alike in a
certain way and so form a group. Which is the one that does not belong to
that group?
18. (A) Green
(B) Red
(C) Colour
(D) Orange
Ans. (C)
19. (A) Rabbit
(B) Crocodile
(C) Earthworm
(D) Snail
Ans. (A)
20. (A) Polo
(B) Chess
(C) Ludo
(D) Carrom
Ans. (A)
21. (A) Sun
(B) Universe
(C) Moon
(D) Star
Ans. (B)
22. (A) Cheese
(B) Milk
(C) Curd
(D) Ghee

Ans. (B)
23. (A) Carrot
(B) Radish
(C) Potato
(D) Brinjal
Ans. (D)
24. In a certain code ‘CONTRIBUTOR’ is written as ‘RTNOCIROTUB’. How is
‘prohibition’ written in that code?
(A) NOITIBIHORP
(B) IHORPBITION
(C) ITIONBIHOTP
(D) IHORPBNOITI
Ans. (D)
25. If ‘CAT’ and ‘BOAT’ are written as XZG and ‘YLZG’ respectively in a
code language how is ‘EGG’ to be written in the same language?
(A) VSS
(B) URR
(C) VTT
(D) UTF
Ans. (C)
26. In a code language SINGER is written as AIBCED then GINGER will be
written in the same code as—
(A) CBIECD
(B) CIBCED
(C) CBICED
(D) CIBECD
Ans. (B)
27. If BAT is coded as 283, CAT is coded as 383 and ARE is coded as 801,
then the code for BETTER is—
(A) 213310
(B) 213301
(C) 123301
(D) 012334
Ans. (A)
28. If water is called black, black is called tree, tree is called blue,
blue is called rain, rain is called pink and pink is called fish in a
certain language then what is the colour of sky called in that language?
(A) Blue
(B) Fish
(C) Rain
(D) Pink
Ans. (C)
29. A man walks 3 km northwards and then turns left and goes 2 km. He
again turns left and goes 3 km. He turns right and walks straight. In
which direction he is walking now?
(A) East
(B) West

(C) North
(D) South
Ans. (B)
30. One morning after sunrise Vikram and Shailesh were standing in a lawn
with their back towards each other. Vikram’s shadow fell exactly towards
left-hand side. Which direction Shailesh was facing?
(A) East
(B) West
(C) North
(D) South
Ans. (D)
31. Nageena is taller than Pushpa but not as tall as Manish. Rama is
taller than Namita but not as tall as Pushpa. Who among them is the
tallest?
(A) Manish
(B) Pushpa
(C) Namita
(D) Nageena
Ans. (A)
32. In an examination Raj got more marks than Moti but not as many as
Meena. Meena got more marks than Ganesh and Rupali. Ganesh got less marks
than Moti but his marks are not the lowest in the group. Who is second in
the descending order of marks?
(A) Meena
(B) Rupali
(C) Raj
(D) None of these
Ans. (C)
33. Pointing to a photograph of a girl, Rajan said “She has no sister or
daughter but her mother is the only daughter of my mother.” How is the
girl in the photograph related with Rajan’s mother?
(A) Sister in law
(B) Grand daughter
(C) Daughter in law
(D) None of these
Ans. (B)
34. If Amit’ s father is Billoo’ s father’s only son and Billoo has
neither a brother nor a daughter. What is the relationship between Amit
and Billoo?
(A) Uncle—Nephew
(B) Father—Daughter
(C) Father—Son
(D) Grandfather—Grandson
Ans. (C)
35. An application was received by inward clerk in the afternoon of a
weekday. Next day he forwarded it to the table of the senior clerk, who
was on leave that day. The senior clerk next day evening put up the
application to the desk officer. Desk officer studied the application and

disposed off the matter on the same day, i.e., Friday. Which day the
application was received by the inward clerk?
(A) Tuesday
(B) Earlier week’s Saturday
(C) Wednesday
(D) Monday
Ans. (C)
36. Flight to Mumbai leaves every 5 hours. At the information counter I
learnt that the flight took off 25 minutes before. If the time now is 10
: 45 a.m., what is the time for the next flight?
(A) 2 : 20 a.m.
(B) 3 : 30 a.m.
(C) 3 : 55 p.m.
(D) 3 : 20 p.m.
Ans. (D)
37. Babloo ranked 16th from the top and 29th from the bottom among those
who passed an examination. 6 boys did not participate in the competition
and 5 failed in the examination. How many boys were there in the class?
(A) 44
(B) 40
(C) 50
(D) 55
Ans. (D)
38. Indra is 7th from the left and Jaya is 5th from the right. When they
interchange their position Jaya becomes 19th from the right. What is
Indra’s position from the left?
(A) 21st
(B) 19th
(C) 23rd
(D) 20th
Ans. (D)
39. How many 5’s are in the following sequence of numbers which are
immediately preceded by 7?
8 9 5 3 2 5 3 8 5 5 6 8 7 3 3 5 7 7 5 3 6 5 3 3 5 7 3 8
(A) One
(B) Two
(C) Three
(D) Four
Ans. (A)
40. How many 8’s are there in the following sequence which are
immediately preceded by 6 but not immediately followed by 5?
6 8 5 7 8 5 4 3 6 8 1 9 8 5 4 6 8 2 9 6 8 1 3 6 8 5 3 6
(A) One
(B) Two
(C) Three
(D) Four
Ans. (C)
41. If EARTHQUAKE is coded as MOGPENJOSM then EQUATE will be coded as—

(A) MENOPM
(B) MENOMP
(C) NJOGPM
(D) MNJOPM
Ans. (D)
42. If COUNTRY is coded in certain way as EMWLVPA, ELECTORATE will be
coded
in the same manner as—
(A) CJCEFQPYWC
(B) CJGERQTYVG
(C) CNCERQPCRG
(D) GJGAVMTYVC
Ans. (D)
43. ‘Air’ is to ‘Bird’ as ‘Water’ is to ……..
(A) Drink
(B) Fish
(C) Wash
(D) Swim
Ans. (B)
44. ‘Pencil’ is to ‘Write’ as ‘Knife’ is to ………
(A) Injure
(B) Peel
(C) Prick
(D) Attack
Ans. (B)
45. Mohan is 18th from either end of a row of boys ? How many boys are
there in that row?
(A) 26
(B) 32
(C) 24
(D) 35
Ans. (D)
46. In a class of 60 where boys are twice that of girls, Ramya ranked
17th from the top. If there are 9 boys ahead of Ramya, how many girls are
after her in the rank?
(A) 26
(B) 12
(C) 10
(D) 33
Ans. (B)
47. ‘Soldier’ is related to ‘Army’ in the same way as ‘Pupil’ is related
to …….
(A) Education
(B) Teacher
(C) Student
(D) Class
Ans. (D)

48. ‘Kilogram’ is related to ‘Quintal’ in the same way as ‘Paisa’ is
related to………
(A) Coin
(B) Money
(C) Cheque
(D) Rupee
Ans. (D)
49. ‘Stammering’ is to ‘Speech’ as Deafness is to …………
(A) Ear
(B) Hearing
(C) Noise
(D) Commotion
Ans. (B)
50. ‘Guilt’ is to ‘Past’ as ‘Hope’ is to …………
(A) Present
(B) Future
(C) Today
(D) Hopeless
Ans. (B)

Contact Details:
Employees State Insurance Corporation
Comrade Inderjeet Gupta (CIG) Marg,
Panchdeep Bhawan,
Shakti Marg,
Mata Sundari Railway Colony,
Mandi House,
New Delhi,
Delhi 110002 ‎
011 2323 5391
India

Map Location: