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July 2nd, 2014, 09:05 AM
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Clerk exam Paper for Bank of India

Please provide me question paper for bank clerk post examination of Bank of India in PDF file format ?

Here I am giving you question paper for bank clerk post examination of Bank of India

Part IV
General Awareness
151. Which of the following is NOT a
function of a commercial bank?
(1) Providing project finance
(2) Settlement of payments of behalf
of the customers
(3) Deciding policy rates like CRR,
SLR, & Repo Rates
(4) Issuing credit/debit/ATM cards
(5) Providing services such as locker
facilities, remittances
152. The Election Commission of India is
giving training to the electoral officers
of which of the following countries in
its neighbourhood?
(1) Nepal (2) Pakistan
(3) China (4) Bangladesh
(5) Bhutan
153. What is money laundering?
(1) Conversion of assets into cash
(2) Conversion of Money which is
illegally obtained
(3) Conversion of cash into gold
(4) Conversion of gold into cash
(5) Conversion of gold with foreign
currency
154. As per news reports in various
newspapers and journals, 'IAEA'
Governors approved the safety plan,
so that it can be implemented by all
the countries, willing to adopt it.
IAEA is an agency/organization
working in the area of _________
(1) Nuclear Energy
(2) World Trade
(3) International Banking
(4) Defence
(5) Social Welfare
155. Which one of the following is not a
salient feature of debit card?
(1) No bad debts to banks and no
suits for recovery
(2) No interest earning for banks
(3) Works like a normal withdrawal
slip
(4) 45 days credit is given to the
card holder
(5) All of the above
156. Shanti Swarup Bhatnagar Award is
given for excellence in the field of
_________
(1) Literature
(2) Music
(3) Spots
(4) Science & Technology
(5) Social service
157. Funding of which of the following is

not a lending for infrastructure
sector?
(1) Highway project
(2) Construction of Educational
Institution
(3) Construction of Hospital
(4) Laying of petroleum pipelines
(5) Higher Studies
158. 'Raag Darbari' is a famous book
written in Hindi by __________
(1) Shri Amarkant
(2) Shri Shrilal SHukla
(3) Shri Nirmal Verma
(4) Shri Harivansh Rai Bachchan
(5) Smt. Malti Joshi
159. Which of the following is a measure
takeny by Reserve Bank of India to
control inflation in our country?
(1) Increase in CCR
(2) Increase in SLR
(3) Contraction of supply of
currency
(4) Raising of Repo / Revere Repo
Rate
(5) Decrease the SLR
160. Leila Lopes who was crowned Miss
Universe recently is a citizen of
_________
(1) USA (2) Britain
(3) Brazil (4) India
(5) Angola
161. What type of loan is granted by banks
for purchase of white goods?
(1) Consumption loan
(2) Mortgage loan
(3) Consumer durables loan
(4) Home loan
(5) None of these
162. Ms. Helle Thorning Schmidt is the first
Women Prime Minister of __________
(1) Norway
(2) Brazil
(3) Denmark
(4) Argentina
(5) None of these
163. What is a stale cheque?
(1) A cheque issued without
drawer's signature
(2) A cheque with only signature of
the drawer
(3) A cheque which has completed
six months from its date of issue
(4) A six months' post dates cheque
(5) Any one of these
164. The 34the General Assembly of the
International Organisation for
Standardization (ISO) was organized
recently in _________
(1) London (2) New Delhi
(3) Vienna (4) Milan
(5) Stockholm
165. Ram has been nominated in the
Savings account of Sita. Ram requests
the bank authorities to allow him to
operate Sita's account as she is unwell.
What will the bank do?
(1) Bank will allow Ram to operate
the account as he is nominee.
(2) As nomination will come into
effect only after death of
depositor, Bank will not allow.
(3) As Ram is husband Sita in
addition to being the nominee,
the Bank should allow.
(4) Out of pity for Sita and on
account of long term

relationship, the Bank may
allow
(5) Bank can take a promissory note
from Ram and allow him to
operate the account
166. Who among the following is the
author of the book "Last Man in the
Tower"?
(1) Vikram Seth
(2) Kiran Desai
(3) Shobha De
(4) Chetan Bhagat
(5) Aravind Adiga
167. Which of the following is 'material
alteration' of a negotiable instrument?
(1) Converting an order cheque to
bearer cheque
(2) Converting a bearer cheque to
order cheque
(3) Crossing of an uncrossed cheque
(4) Writing an amount on a black
cheque
(5) Putting a signature on the back
of a cheque
168. Which of the following days was
proclaimed "International Literacy
Day" by UNESCO?
(1) 8th September
(2) 18th September
(3) 18th October
(4) 8th October
(5) 28th November
169. What do you understand by term
'Mortgage'?
(1) Sale of a moveable security in
the event of default by the
borrower
(2) Registration of charge with the
Registar of Companies
(3) Making the security of
immovable property available as
a cover for a home loan by the
borrower
(4) Registration of charge with the
Regional Transport Authority
(5) Returning of the security to
borrower by the bank on receipt
of full payment
170. Which of the following honorary rank
is given to M.S. Dhoni in the
Territorial Army?
(1) Major General
(2) Sergeant
(3) Major
(4) Lieutenant Colonel
(5) Colonel
171. Which one of the following
constitutes the largest percentage of
Retail loans in India?
(1) Auto loans
(2) Personal loans
(3) Personal overdrafts
(4) Consumer loans
(5) Home loans
172. Which of the following is a food crop?
(1) Jute
(2) Jatropha
(3) Jowar (4) Cotton
(5) Tobacco
173. Credit risk to the bank is high from
which of these cards?
(1) Debit cards
(2) Credit cards
(3) ATM cards
(4) All the above
(5) None of these

174. Who among the following is NOT a
Sports person?
(1) Sania Mirza
(2) Azim H. Premji
(3) Leander Paes
(4) Ricky Ponting
(5) Rahul Dravid
175. Depreciation of an asset occurs due to
__________
(1) Fire in the unit
(2) Theft
(3) Labour Trouble
(4) Wear and tear
(5) None of these
176. Which of the following international
event is associated with the game of
car racing?
(1) Twenty - 20
(2) FIFA World Cup
(3) Dubai Open
(4) Singapore Grand prix
(5) Grand Master
177. Which of the followind is NOT a
source of funds of a commerical bank?
(1) Capital
(2) Borrowing from RBI
(3) Call money borrowings
(4) Deposits
(5) Cash Reserves with RBI
178. Who among the following is a Golf
Player and represents India in
International events?
(1) Mahesh Bhupati
(2) Pankaj Advani
(3) Jeev Milkha Singh
(4) Vijendra Singh
(5) Zaheer Khan
179. Which one of the following is a Credit
Card Association?
(1) India Card
(2) Master Card
(3) SBI Card
(4) Citi Bank Cards
(5) BOB Card
180. Which of the following Indian
companies makes Tractors?
(1) Maruti Suzuki
(2) Ford Motors
(3) Ashok Leyland
(4) Mahindra Gujarat
(5) Tata Motors
181. Which one of the following is not an
electronic Banking delivery channel?
(1) Mobile Vans
(2) Mobile Phone Banking
(3) Internet Banking
(4) Tele Banking
(5) ATM
182. Who among the following women is
a Minister in Union Cabinet?
(1) Smt. M. Vijaya Shanthi
(2) Smt. Priya Dutt
(3) Smt. Sonia Gandhi
(4) Smt. Sushma Swaraj
(5) Smt. Ambika Soni
183. The Rate at which the domestic
currency cab be converted into
foreign currency and vice-versa is
known as the _____________
(1) Exchange rate
(2) MIBOR
(3) Inter bank Call money rate
(4) Base rate
(5) LIBOR

184. Which of the following is NOT a
major IT company in India?
(1) CMC Ltd.
(2) Raymonds
(3) HCL Technologies
(4) Infosys Technologies
(5) Tata Consultancy Services
185. Which of the following is an asset
reconstruction company?
(1) CIBIL (2) DICGC
(3) BCSBI (4) ARCIL
(5) IRDA
186. Which of the following institutions is
an asset reconstruction company?
(1) Biosphere (2) Exchange Rate
(3) Equator
(4) Harmonic Tremor
(5) Lignite
187. Crossing on a cheque terms is used in
the field of Economics?
(1) payee (2) drawee
(3) endorser (4) holder
(5) drawer
188. Who among the following is the
President of a country at present?
(1) Bank-ki moon
(2) Pascal Lemy
(3) Margaret Chan
(4) Dmitry Medvedev
(5) Kaushik Basu
189. Which of the following category of
advance accounts is not an NPA?
(1) Standard account
(2) Substandard account
(3) Doubtful account
(4) Loss account
(5) All (1) to (4) are NPAs
190. Who among the following is the
Cabinet Secretary, Govt. of India at
present?
(1) Shri Ajit Kumar Seth
(2) Shri Ranjan Mathai
(3) Shri Shiv Shankar Menon
(4) Shri R. K. Singh
(5) None of these
191. Which of the following terms is used
in the game of Cricket?
(1) Leg - Bye (2) Smash
(3) Kidney Punch
(4) Deuce
(5) Love
192. Which of the following is a metal?
(1) Chlorine (2) Zinc
(3) Neon
(4) Iodine
(5) Hydrogen
193. Which of the following is the name of
India's Space launching vehicle?
(1) Edusat (2) G-SAT
(3) PSLV (4) Kalpana 1
(5) HTPB
194. Who among the following is the
author of the famous Russian Classic
book "The Mother"?
(1) Maxim Gorky
(2) Vladmir Nabokov
(3) Leo Tolstoy
(4) Edgar Allan Poe
(5) Nikita Khruschew
195. Which of the following is NOT the
name of a game?
(1) Billiards (2) Polo
(3) Bridge (4) Wrestling
(5) Olympic

196. Which of the following is the name of
a Chinese food equality popular in
India?
(1) Chopsticks (2) Sumo
(3) Chowmein (4) Fengshui
(5) Kanji
197. Which of the following films is
directed by Karan Johar?
(1) Wake up Sid
(2) Chandni Bar
(3) My Name is Khan
(4) Fashion (5) Ra.One
198. Which of the following awards has
been given to Brajesh Mishra in 2011?
(1) Padma Vibhushan
(2) Bharat Ratna
(3) Rajiv Gandhi Khel Ratna
(4) Padmashri
(5) Man of the Year 2011
199. Which of the following is the Capital
of Madhya Pradesh?
(1) Indore (2) Lucknow
(3) Dehradun (4) Bhopal
(5) Raipur
200. Kabul is a town in ________
(1) Pakistan (2) Nepal
(3) Bhutan (4) Bangladesh
(5) Afghanistan

Last edited by Neelurk; April 24th, 2020 at 11:03 AM.
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