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June 2nd, 2016, 04:05 PM
Super Moderator
 
Join Date: Mar 2013
Re: Credit Report Bank Of America

Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina

Hey buddy the credit report offers a brief detail of your financial life


Your credit report is created on the following basis

Personal information to identify you, including name, current and previous addresses and
Social Security number

A list of your credit accounts, including reports from creditors

Public record information and information from collection agencies, including delinquent
accounts, bankruptcies, foreclosures, lawsuits, wage attachments, liens and judgments

Credit inquiries (a list of everyone who has asked to see your report in the past 2 years)


Following Five key items on your credit report are calculated to create your credit score,

Types of credit in use (10%)

New credit accounts and inquiries (10%)

Total amount you owe (30%)

Payment history (35%)

Length of credit history (15%)


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