Citizens State Bank Midwest has been serving the people of northeast North Dakota. The bank was established in 1936

They offer a wide variety of accounts and services to meet the needs of their customers.

Their rates are competitive and their staff will strive to provide you with the best banking services possible.

Rate Chart

The Annual Percentage Yield (APY) reflects the interest rate with the interest compounding semi-annually.

The APY assumes interest will remain on deposit until maturity.

Account Minimum Minimum Average Daily Interest APY**
Product Opening Balance Balances Rate
Name Deposit To Obtain
APY**
Certificates of Deposit

6 month $500.00 $500.00 $500.00 - $99,999.99 0.15% 0.15%
$100,000.00 and up 0.20% 0.20%
1 year $500.00 $500.00 $500.00 - $99,999.99 .30% 0.30%
$100,000.00 and up .35% 0.35%
2 year $500.00 $500.00 $500.00 - $99,999.99 .45% 0.45%
$100,000.00 and up .50% 0.50%
3 year $500.00 $500.00 $500.00 - $99,999.99 .65% 0.65%
$100,000.00 and up .70% 0.70%
4 year $500.00 $500.00 $500.00 - $99,999.99 .85% 0.85%
$100,000.00 and up .90% .90%
5 year $500.00 $500.00 $500.00 - $99,999.99 1.15% 1.15%
$100,000.00 and up 1.20% 1.20%
Individual Retirement Accounts
1 year IRA $250.00 $250.00 N/A 0.35% 0.35%
Certificate of Deposit
2 year IRA $250.00 $250.00 N/A 0.55% 0.55%
Certificate of Deposit
3 year IRA $250.00 $250.00 N/A 0.75% 0.75%
Certificate of Deposit
5 year IRA $250.00 $250.00 N/A 1.15% 1.15%
Certificate of Deposit

Interest Bearing Accounts

Citizens Preferred* $1,000.00 $1,000.00 N/A

Average Daily Balances $1,000.- 49,999.99 0.05% 0.05%
$50,000.- 249,999.99 0.10% 0.10%
$250,000.- 499,999.99 0.15% 0.15%
$500,000.- and up 0.15% 0.15%
Citizens NOW* $900.00 $900.00 N/A 0.05% 0.05%
Citizens Passbook* $25.00 $25.00 N/A 0.05% 0.05%


Contact details-

Citizens State Bank Midwest
1060 Paul Bunyan Drive NW
Bemidji, MN 56601
csbinfo@csbmidwest.com
Phone: (218) 444-3486
Toll Free: (866) 615-1552
Fax: (218) 444-3489