Hello as we have information ING Vysya bank (Kotak Bank )cuts base rate 0.15% to 9.85%
The Base Rate system is aimed at enhancing transparency in lending rates of banks and enabling better assessment of transmission of monetary policy
NG Vysya Bank decides its own PLR from time to time
The RBI or NHB do not mandate or decide the PLR of any NBFC or HFC.
Since NBFC’s typically have a higher cost of raising funds and higher cost of operations than those of banks, mostly they tend to offer loans at higher interest rates compared to banks
Sometimes, NBFC’s may have different benchmark PLR’s by customer segment and by product. E.g an NBFC may have one PLR (Prime Landing Rates) for retail and another one for corporate
When pricing a loan, ING Vysya Bank typically offers a discount to the PLR to arrive at its lending rate

Here we also provides you F.D int. rate

Fixed Deposit Interest Rates
30 Days - 4.50%
45 Days - 6.00%
60 Days - 6.50%
90 Days - 6.50%
120 Days - 7.00%
6 Months - 7.40%
9 Months - 7.50%
12 Months - 7.90%
18 Months - 7.75%
2 Year - 7.65%
3 Year - 7.50%
4 Year - 7.50%
5 Year - 7.25%
7 Year - 7.25%
10 Year - 7.25%