Can you tell me in detail about the various deposit plans offered by SBBJ or State Bank of Bikaner & Jaipur? Also tell me about the key benefits of deposit plans offered by SBBJ or State Bank of Bikaner & Jaipur?

SBBJ or State Bank of Bikaner & Jaipur offers various deposit plans that can choose from depending on the nature of deposit, term period, unique saving and withdrawal features.

Apart from competitive interest rates and convenient withdrawal options, deposit plans offer other features such as overdraft facility, outstation cheque collections, safe deposit lockers, ATM's etc.

Savings and Current deposits are ideal for individuals who wish to take advantage of multiple benefits within the same plan and even be eligible to opt for overdrafts.

Depending on the nature of the account and the governing terms and conditions, it offers under Savings Accounts, a choice between Savings Bank a/c or No frill Saral Bachat Khata A/c.

It also offers SBBJ Flexi Deposit scheme, where funds in savings bank account earn term deposit interest subject to terms and conditions

Savings Bank Account

Key Benefits

Simplest deposit option available to the depositor
Easy to operate
Terms and conditions kept simple to facilitate understanding.
No hidden costs.
No minimum balance requirement.
Your deposits are insured by DICGC
Option to withdraw money through withdrawal forms or by cheque or by ATM
An ideal option to cultivate the habit of banking and saving amongst the younger generation
Students above 10 years can open accounts in their own names.
Easy withdrawal of cash under single window concept
Provision for nomination
ATM cum debit card facility available
20 cheque leaves free per annum
Facility for standing instructions
Cheques drawn on other SBBJ branches can be credited immediately (subject to charges).
Outstation cheques of other Banks (upto Rs. 30000/-) can be credited immediately (subject to charges).

Terms & Conditions
Money can be deposited freely in the account; there are no minimum or maximum deposit periods for this offering.

Minimum withdrawal amount Rs. 50/-; no maximum withdrawal ceiling subject to balance in account.

Documents required:
Passport size photograph
Proof of residence
Proof of identity
An introduction as per Bank's norms where ever is required
PAN card or IT Declaration (Form 60/61)
Documents such as passport, driving license, PAN card, election i-card, defence i-card, etc accepted as proof of identity / residence.