#1
August 23rd, 2017, 11:12 AM
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Documents Required for Home Loan in State Bank of Hyderabad
I am a customer of State Bank of Hyderabad. I have Saving Account in this Bank. Now I want to apply for Home Loan from State Bank of Hyderabad. So tell me what documents required for Home Loan from State Bank of Hyderabad?
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#2
August 23rd, 2017, 11:19 AM
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Re: Documents Required for Home Loan in State Bank of Hyderabad
As you are looking for list of Documents Required for Home Loan from State Bank of Hyderabad, so I want to inform you that the State Bank of Hyderabad has merged into State Bank of India. So here I am giving information regarding to State Bank of India for your reference: Required Documents for Home Loan List of papers/ documents applicable to all applicants: Completed loan application 3 Passport size photographs licence/ IT PAN card) Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Statement of Bank Account/ Pass Book for last six months Personal Assets and Liabilities statement Proof of identify (photo copies of Voters ID card/ Passport/ Driving Proof of business address for non-salaried individuals Signature identification from present bankers Property tax receipt/ Passport/ Voters ID card) For guarantor (wherever applicable): 2 passport size photographs Proof of business address as above Personal Assets and Liabilities Statement Signature identification from his/her present bankers Proof of identification as above Proof of residence as above Additional documents required for salaried persons : Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional documents required for Professionals/self- employed/ other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders. Photocopies of challans evidencing payment of Advance Income Tax. Charges for Application of Home Loan: Processing Fee 0% Processing Fee for Takeover of Home Loan proposals sourced for the period 01.04.2017 to 30.06.2017 provided the loans are disbursed fully/partially on or before 31.07.2017 0% Processing fee for all Central / State Govt. Employees. The processing fee structure for proposals other than above is as under : 0.35% of the loan amount plus applicable service tax. Minimum: Rs. 2,000/- plus applicable service tax, and. Maximum: Rs. 10,000/- plus applicable service tax. Actual charges for the following will be payable by the customer in addition to the processing fee: a) Pre-sanction Advocate's fee for property search and the title investigation report. Valuer's fee for valuation report. b) Post-sanction Stamp duty payable for Loan agreement & mortgage. Property insurance premium. Processing fee recovered. CERSAI Registration Fee of Rs 50/- + service tax up to Rs 5 lakh limit and Rs 100+ service tax for limits above Rs 5lakhs |
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