Punjab National Bank is an Indian multinational banking and financial services company. It is a state-owned corporation based in New Delhi, India.

Founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs

As you want to apply for Housing Loan so below I am providing you information related to this Loan Scheme:

Objective
To ensure availability of Housing Loan at attractive rates and ensure a house for all

Purpose
-For construction of house/ flat;
-For purchase of built house/flat.
-For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects
-For carrying out Additions to the house/flat.
-For carrying out repairs/ renovation / alterations/ cost of furnishing to the house/flat
-For meeting cost escalation in the cases of under-construction flats to existing Housing Loan borrowers.
-For purchase of land/plot for house building

Eligibility
Individuals or Joint owners.

Quantum of Finance
For Construction/Additions/Purchase of House/Flat: Need based loan depending upon the project cost and repaying capacity.
For purchase of Land/ Plot for House Building: Maximum Rs.100 lacs for State Capitals and Metro and Rs. 50 lacs for other centers; (Higher amount may be considered on individual merit of case)
For repairs / renovation / alterations: Maximum Rs.25 lac.
Cost of furnishing may be included in the project cost with maximum upto 10% of eligible Housing loan with a maximum upto Rs.5.00 lac.


Margin (Borrower’s contribution)
Housing Loan Upto Rs.75 lac: 20%
Housing Loan Above Rs.75 lac: 25%
Purchase of Land/Plot for House Building: 25%


Rate of Interest
Under floating Rate option: @ Base Rate
Under fixed rate option: @ Base Rate+0.50%

Processing Charges/ Upfront fee
Upto Rs 300 lacs: 0.50% of loan amount, max Rs 20000/- exclusive of service tax
Above Rs 300 lacs: Rs 50000/- exclusive of service tax

For getting more information here I am attaching an attachment: