About the Credit card Facility of Union bank of India
Union Bank Credit Card offers you a hassle free and secured shopping experience at an assortment of outlets and websites around the globe. The card can also be used for cash withdrawals at ATM centres.

Features :

No Joining fee and annual/renewal charges other than Signature Card

Attractive reward points and redemption program, no point redemption charges


Attractive spending limit is 20% of the annual gross salary).

Lowest interest rates and maximum free credit period up to 50 days.

Flexi payment option.

Online Bill payment facility through internet banking account.

Full refund of fuel surcharge*.

Secured transactions - SMS alerts on all transactions and 3FA authentication for all
domestic online transaction.

EMI Scheme for the period of 3/6/9/12/18/24 months at attractive interest rate

Free Personal Insurance Cover offered to primary as well as add-on card holders for accidental death as mentioned under :


Type of Card Other than Air Accident Air Accident
Classic Rs. 1 Lakh Rs. 2 Lakh
Silver Rs. 2 Lakh Rs. 4 Lakh
Gold Rs. 5 Lakh Rs. 8 Lakh


Eligibility Conditions :

Salaried People:
Minimum Gross Annual Income must be Rs. 3,00,000; Self employed & Professional People: Minimum Gross Annual Income must be Rs. 3,50,000;
Union Bank deposit holders:
Any depositor with a minimum of Rs.25000 deposit in his name, can get a Credit card upto 100% of the deposit amount Free of Cost. T

he Deposit receipt is to be discharged and handed over to the Branch, which will be kept under line;

For any query you may contact on to the Following Helpline numbers that are As Follow

Credit Card Call Centre1800 22 32 22 (toll free) or 022-40426008 (charged)