#1
September 6th, 2016, 05:11 PM
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Equitable Home Scheme SBI
Hello sir I am here as I want to know SBI Home Loan Schemes so will you please tell me about this to me??
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#2
September 7th, 2016, 08:14 AM
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Re: Equitable Home Scheme SBI
Hey!! SBI offers a wide range of home loan products to its customers. SBI home loans come with exclusive packages and benefits to cater to the home finance needs of all its customers. Following are some of the home loan options available from SBI. SBI MaxGain Home Loan: Features: -Min. Loan Amount – 5 lacs -Max. Loan Amount – No upper limit -Interest Rate – 0.25% over and above the existing home loan interest -Higher Liquidity, Savings on total interest paid -Pre-closure Charges - Nil -Interest Rate – Floating 10.15% SBI Yuva Home Loan Features: -Eligibility – 21-45 years -Minimum Income – Rs.30,000 per month -Pre-closure Charges - Nil -Interest Rate – Floating 10.15% SBI NRI Home Loan Features: -Min. Loan Amount – 3 lacs -Max. Loan Amount – No upper limit -Eligibility – NRI or PIO -Pre-closure Charges - Nil -Interest Rate – Floating 10.15% SBI Realty: Features: -Max. Loan Amount – 15 crores -Loan Tenure – Up to 15 years -Pre-closure Charges - Nil -Interest Rate – Floating 10.15% SBI PAL Features: -Eligibility – Depends on the annual income of the applicant -Tenure – Pre-Approved Letter of arrangement is valid for a period of 4 months -Min Loan Amount – 10 Lacs -Max Loan Amount – No upper limit -Pre-closure Charges - Nil -Interest Rate – Floating 10.15% Her Ghar Home Loan: Features: Loan Tenure – 30 years Interest Rate – 9.85% Pre-Payment Charges - Nil Documents required applicable to all loan seekers: -Duly filled loan application -3 passport-size photographs -Identity Proof (Voter ID Card/Passport/Driving License/Pan Card) -Proof of Residence (Current Address Proof) -Bank Statement for last 6 months -Personal assets and liabilities declaration -Proof of property -Income Tax Proofs (If required) -Signature Identification from present banker |
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