The IRDA Consideration Of the Insured named in the Schedule having paid to the Shriram General Insurance Company Limited the full premium mentioned in the said schedule, The Company Agrees, that if after payment of the premium the Property insured described in the Schedule.

Fire
Excluding destruction or damage caused to the property insured by
Its own fermentation, natural heating or spontaneous combustion
It’s undergoing any heating or drying process.

Burning of property insured by order of any Public Authority

The cost of a fire insurance policy or the Premium can depend on the

Perils to be covered
The value of the items covered
The usage of the premises proposed for insurance
The location details of the premises proposed for insurance etc.
The construction of building and occupancy

General fire insurance policy does not cover items like jewellery ornaments, art works, scripts, documentary information, computer system information, shares and stocks, cash.

These can be covered on specific request and subject to valuation where necessary.