The current Marginal Cost of Funds based Lending Rates (MCLR) in HDFC Bank is 7.85.

HDFC Bank Interest Rates

Marginal Cost of Funds based Lending Rates (MCLR)

Effective Date: August 7, 2017

Tenor MCLR in %
Overnight 7.85
1 month 7.85
3 month 7.90
6 month 7.95
1 year 8.15
2 year 8.25
3 year 8.45

Domestic, NRO, NRE and RFC Savings Rate

Period < 1 Crore >=1 Crore to < 5 Crores

Interest Rate Senior Citizen Rates Interest Rate Senior Citizen Rates
(per annum) (per annum) (per annum) (per annum)

7 - 14 days 3.50% 4.00% 4.25% 4.75%
15 - 29 days 4.25% 4.75% 4.25% 4.75%
30 - 45 days 5.50% 6.00% 4.25% 4.75%
46 - 60 days 5.75% 6.25% 4.50% 5.00%
61 - 90 days 5.75% 6.25% 4.50% 5.00%
91 days - 6 months 5.75% 6.25% 6.05% 6.55%
6 mnths 1 day-
6 mnths 3 days 6.00% 6.50% 5.25% 5.75%
6 mnths 4 days 6.00% 6.50% 6.25% 6.75%
6 mnths 5 days- 9 mnths 6.00% 6.50% 5.25% 5.75%
9 mnths 1 day-
9 mnths 3 days 6.00% 6.50% 5.25% 5.75%
9 mnths 4 days 6.00% 6.50% 6.25% 6.75%
9 months 5 days - 9
months 15 days 6.00% 6.50% 5.25% 5.75%
9 months 16 days 6.25% 6.75% 5.25% 5.75%
9 months 17 days
< 1 Year 6.25% 6.75% 5.25% 5.75%
1 Year 6.80% 7.30% 6.50% 7.00%
1 year 1 day - 1 year
3 days 6.80% 7.30% 4.90% 5.40%
1 year 4 days 6.25% 6.75% 6.50% 7.00%
1 year 5 days - 1 Year
15 Days 6.25% 6.75% 5.00% 5.50%
1 Year 16 days 6.25% 6.75% 5.00% 5.50%
1 year 17 days –
2 Years 6.25% 6.75% 5.00% 5.50%
2 years 1day - 2 Years
15 days 6.00% 6.50% 4.85% 5.35%
2 Years 16 days 6.00% 6.50% 4.85% 5.35%
2 years 17 days –
3 Years 6.00% 6.50% 4.85% 5.35%
3 years 1day - 5 years 6.00% 6.50% 4.85% 5.35%
5 Years 1 Day –
8 Years 6.00% 6.50% 4.85% 5.35%
8 Years 1 Day –
10 Years 6.00% 6.50% 4.85% 5.35%

Contact-

Corporate Office

HDFC Bank House

1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.