HDFC Bank’s personal loans can be customised to match your requirements, whatever be the purpose. Use the funds from our personal loans to finance a range of needs, from your wedding to your home renovation.

Features :

Credit Shield Cover equal to the outstanding loan amount
Accidental Hospitalisation cover of up to Rs. 8 lakhs*
Accidental Death/Permanent Disablement cover of up to Rs. 1 lakh***

Interest Rates

Interest rates as low as 11.49%* on the existing loan transferFlat processing fee of only Rs. 999

Eligibility Criteria

The following people are eligible to apply for a Personal Loan:
Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
Individuals between 21 and 60 years of age
Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

Required Document

The following documents are required along with your Personal Loan application:

Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
Address proof (copy of passport/voter ID card/driving license/Aadhaar)Bank statement of previous 3 months (Passbook of previous 6 months
Latest salary slip/current dated salary certificate with the latest Form 16