HDFC Bank’s personal loans can be customised to match your requirements, whatever be the purpose. Use the funds from our personal loans to finance a range of needs, from your wedding to your home renovation.

Eligible person

Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings, including central, state and local bodiesIndividuals between 21 and 60 years of ageIndividuals who have had a job for at least 2 years, with a minimum of 1 year with the current employerThose who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Co

Charges :

Rack interest rate Salaried - 15.75% to 20%
Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers.
Prepayment Salaried - No pre-payment permitted until repayment of 12 EMIs

Pre-payment charges Salaried - 13-24 Months - 4% of Principal Outstanding,
25-36 Months - 3% of Principal Outstanding
>36 Months - 2% of Principal Outstanding

Interest Rates :

Min IRR 10.45%
Max IRR 20.78%
Avg IRR 13.00%

For more Information you may Visit the Nearest branch of the HDFC Bank