#1
January 18th, 2016, 09:13 AM
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HDFC Home Loan
I am planning to take home loan from HDFC bank heard that this bank provides best home loan service want details about this. Will you please tell me some Features of HDFC Home Loan so that I can plan to avail this service also provide me rate of interest for those home loans?
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#2
January 18th, 2016, 09:22 AM
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Re: HDFC Home Loan
HDFC provides best home loan facility below I am providing you the details of home loans of HDFC. Please check the below details: Features of HDFC Home Loan: Loans for purchase of: A flat, row house, bungalow from private developers in approved projects. Properties from Development Authorities such as DDA, MHADA etc. Attractive interest rates that make your Home Loan affordable and easier on your pocket. Customised repayment options to suit your needs. No hidden charges. Types of Home Loans Adjustable Rate Home Loan TruFixed Home Loan – 2 / 3 / 10 Year Fixed Rate Variant Maximum Loan Amount: Loan Amount Maximum Funding Up to and including Rs.30 lacs 90% of the property cost Rs.30.01 lacs to Rs.75 lacs 80% of the property cost Above Rs.75 lacs 75% of the property cost Interest Rate: Loan Slab Interest Rates (% p.a.) RPLR minus Spread For Women (Any Loan Amount) 9.50 to 10.00 RPLR - (6.80 to 6.30) Any Loan Amount 9.55 to 10.05 RPLR - (6.75 to 6.25) Documents needed: Proof of both identity and residence (any 1) Valid Passport Voter ID Card Aadhaar Card Valid Driving Licence Proof of income PAN Card Last 3 months' Salary Slips Last 6 months' Bank Statements, showing salary credits Latest Form-16 and IT returns Other documents Employment Contract / Appointment Letter in case current employment is less than 1 year old Last 6 months' Bank Statements showing repayment of any ongoing loans Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across Cheque for processing fee favouring ‘HDFC Ltd.’ |
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