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May 2nd, 2016, 01:20 PM
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Join Date: Mar 2012
Re: HDFC Home Loan India

Hello, here I am providing you the details of the HDFC Home Loan available in India as under;

About the bank:
Housing Development Finance Corporation Limited (HDFC Ltd.), India's largest private housing finance company, is renowned for handholding customers right through the home buying process and for a high level of transparency in their loan terms. HDFC offers a variety of financing options including home loans, home improvement loans and home extension loans.

Interest rates:
Loan Slab Interest Rates (% p.a.) RPLR minus Spread
For Women (Any Loan Amount) 9.50 to 10.00 RPLR - (6.80 to 6.30)
Any Loan Amount 9.55 to 10.05 RPLR - (6.75 to 6.25)

Age limit:
HDFC Bank Home Loan Minimum Age
At least 21 years old

HDFC Bank Home Loan Maximum Age
Less than 60 years old

Documents required:
Documentation for salaried applicants:
Latest Salary-slip
Form 16

Documentation for self-employed applicants:
Education qualification certificate & proof of business existence
Last 3 years Income Tax Returns with computation of Income
Last 3 years Profit / Loss and Balance Sheet

Processing fees
Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.

Repayment options:
Step Up Repayment Facility (SURF)
Flexible Loan installments Plan (FLIP)
Tranche Based EMI
Accelerated Repayment Scheme
Telescopic Repayment Option


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