State Bank of Bikaner and Jaipur (SBBJ) is a partner bank of State Bank of India. Starting at 2012, SBBJ had 1,037 branches, generally situated in the condition of Rajasthan, India. Its branch arrange out of Rajasthan covers all the significant business focuses of India.

SBBJ Home Loan might be precisely what you require. SBBJ (State Bank of Bikaner and Jaipur) Home Loan gives home credits that have adaptable residencies, bother free advance application handle and alluring financing costs. SBBJ Housing Loan can be utilized for anything from buying the property to spending for home redesign.

Home Loan Products offered by the Bank are the following:

• SBBJ Realty
• SBBJ Flexi Loan
• NRI Housing Loans

SBBJ Home Loan Features and Benefits:

High Eligibility for Businessmen

Doorstep Service

Low Interest Rates

Basic Documentation

Snappy Turnaround time

Edge: Loan up to Rs.1 crore; 20%. Above Rs. 1.00 crore; 25%

Probability of getting high credit sum

Property sorts: Purchase of plot/house/level, development, augmentation, redesign and repairing

Credit residency: You may profit advance residencies up to 30 years.

Different components include: SBBJ Realty SBBJ Maxgain, NRI Housing credit plan and SBBJ

Flexi Housing Loan

People are qualified to apply for this credit

Security: Mortgage/Eq. home loan of the property proposed to be acquired/developed/enhanced or whatever other substantial security Guarantee of companion/child/little girl if salary is clubbed.

Reimbursement:

Repayment must be done in the traverse of greatest 30 years including ban period. SBBJ does not charge clients for Pre-conclusion/pre-installment punishment.

Reimbursement must be finished when the borrower achieves 70 years.

SBBJ Home Loan Fees and Charges:

Handling charge:

You won't be charged for handling expense for advance sums up to Rs.25,000. On the off chance that the credit sum is above Rs. 25,000, you will be charged 0.25% of the advance sum, for both normal and online home credits (least Rs. 500 and greatest of Rs. 10,000).

You won't be charged handling expense for home advances that are reserved until the date 31/3/2016.

State Bank of Bikaner and Jaipur Home Loan Interest Rate:

State Bank of Bikaner offers home credits at a drifting financing cost of 9.55% from advances beginning from Rs.10,00,000 to 3 crore for a greatest residency of more than 30 years. The fundamental point of the bank is to offer low loan costs to its clients.

State Bank of Bikaner and Jaipur MCLR Rate for Home Loans:

The State Bank of Bikaner and Jaipur has set its Marginal Cost of Funds Based Lending Rate (MCLR) for its home advances at 9.70%. The new rate happened as on April first 2016 and is relevant to all home credit items offered by the bank.

The MCLR Rates set by State Bank of Bikaner and Jaipur are as per the following:

Advance Amount
MCLR Rate

Upto Rs 75 Lakhs
9.70%

More Than Rs 75 Lakhs
9.70%

SBBJ Home Loan Eligibility:

These are the criteria that you should satisfy with a specific end goal to be qualified for a SBBJ Housing Loan:

Least age
21 years

Most extreme age on development of loans
70 years

Most extreme Loan Amount
If your salary is dependent upon Rs. 2.00 lacs, you can acquire a sum which does not surpass 40%. On the off chance that your salary is between Rs. 2.00 lacs and Rs. 5.00 lacs, you can obtain a sum which does not surpass half. On the off chance that your wage is above Rs. 5.00 lacs, you can acquire a sum which does not surpass 55%. The salaries of life partner/child/girl (any two) can be clubbed for the sum too. In the event that you are ready to go, the advance sum will be considered on the premise of offers if the credit sum is more than Rupees 2.00 lakhs.

Greatest Tenure period
If you are a salaried candidate, you can take up to 30 years to reimburse