HSBC Holdings plc is a British multinational banking and financial services company headquartered in London, United Kingdom. It is the world's fourth largest bank by total assets. It was established in 1991 by the Hongkong and Shanghai Banking Corporation Limited.

Personal loan

Eligibility Criteria-

Applicant must be existing HSBC customer

Applicant should be a resident Indian

The minimum age of the Applicant should be 21 years

The maximum age of the Applicant at loan maturity should be 58 years for salaried and 65 years for the self employed

The minimum net annual income should be Rs.400,000 p.a. and above for Corporate Employee Programme and Rs.500,000 and above for other customers

Documents required-

The following documents are required to be submitted while applying:

Complete loan application form with one passport size photograph.

Valid proof of applicant's identity (any one of the following)

Permanent Account Number (PAN) card
Aadhar Card
Photo ration card
Passport
Election/Voter's ID
Permanent driving licence
Government employee ID card
Defence ID card
National Rural Employment Guarantee Act (NREGA) Job Card

Proof of residence Proof of residence (any one of the following)

Gas bill (pipeline connection only)
Property tax bill
Passport
Election/Voter's ID
Permanent driving licence
Ration card (refer note 43ik)
Society outgoing bill (only from registered societies)
Electricity/water/telephone bill
Domicile certificate with address issued by Municipal Corporation
Registered rent/lease agreement (registered with State Government or similar registration authority)

Proof of age (any one of the following)

Birth certificate
Photo PAN card
Passport
Driving license
School leaving certificate

Financial documents

Salaried individuals

Latest salary slip showing statutory deductions
Salary account statements for the last 3 months
Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorised signatory of the company) AND

Self employed individuals

Audited/ certified financials (P&L account and Balance Sheet) AND
Acknowledged IT returns for the last 2 years AND
Bank statement of the primary account for the last 6 months