The Current BPLR of IDBI bank is 14.00% w.e.f. .Jan 01, 2017.

Current BPLR (w.e.f. .Jan 01, 2017) 14.00%

Savings Bank Rate (w.e.f. October 1, 2017)

Saving Balance Rate of Interest

Upto Rs. 25 lakh 3.5 % p.a

Above Rs. 25 lakh 4.0 % p.a

Base Rate (w.e.f. Jan 01, 2017) 9.50%

Current BPLR (w.e.f. .Jan 01, 2017) 14.00%

Marginal Cost of Fund Based Lending Rate ( MCLR ) w.e.f. 12-11-2017

Tenor MCLR ( in % )
Overnight 8.00%
One Month 8.10%
Three Month 8.30%
Six Month 8.35%
One Year 8.55%
Two Year 8.60%
Three Year 8.70%

Interest Rate on Term Deposits (w.e.f. . Jul 24, 2017)

Resident Term Deposit / NRO for deposit upto less than Rs. 1 Crore #
Maturity Slab Interest Rate (% p.a.)

15-30days 4.25
31-45 days 4.5
46-60 days 5
61-90 days 5.25
91-6 months 6
6 months 1 day to 270 days 6.5
271 days to < 1year 6.5
1 year 6.75
>1yrs to 2yrs 6.5
>2 yrs to < 3 yrs 6.25
3 yrs to < 5 yrs 6.25
5 years 6
> 5yrs - 7yrs 6
>7 yrs - 10 yrs 6
>10 yrs - 20 yrs* 6

Senior Citizen Interest Rates** for deposit upto less than Rs. 1 Crore#

Maturity Slab Sr. Citizen Interest Rate (p.a. %)

15-30days 4.25
31-45 days 4.5
46-60 days 5
61-90 days 5.25
91-6 months 6
6 months 1 day to 270 days 6.5
271 days to < 1year 6.5
1year 7.25
>1yrs to 2yrs 7
>2 yrs to < 3 yrs 6.75
3 yrs to < 5 yrs 6.75
5 years 6.5
> 5yrs - 7yrs 6.5
>7 yrs - 10 yrs 6.5
>10 yrs - 20 yrs* 6.5

Contact-

Registered Office:
IDBI Bank Ltd.
IDBI Tower, WTC Complex,
Cuffe Parade, Colaba, Mumbai 400005.

Customers can contact our 24 X 7 Phone Banking numbers
from any Landline / Mobile number, our Toll free numbers are as follows:
1800-200-1947
1800-22-1070