Hy guy’s I want to take 6 lakh rupees Home loan from the IDBI bank so please can you give me the Customer Care number of IDBI Bank for the Home loan please give me fast Thanks.

IDBI provides home loan solutions to its customers as per their requirements and needs. The home loans are customized by utilizing IDBI Bank’s expertise and knowledge of the industry, along with other strong values of the bank.

Customer Care

Toll Free Numbers are
1800-200-1947 - Contactable from most mobile & landline phones.
1800-22-1070 - Contactable from most landline & mobile phones.

Call Centre Numbers- Chargeable for Customers
022- 66937000 – Chargeable number for our customers.
0091-22-66937000- Chargeable number for our customers staying abroad

Features of IDBI Bank Home Loan:

• High loan-to-value (LTV) ratio:
Bank allows borrowing up to 90% of Market Value or document cost of the property, whichever is lower, if the loan amount sought is Rs. 20 lakh or lower.
If the loan amounts above Rs. 20 lakh and less than Rs. 75 lakh, the LTV is up to 80% of Market Value or document cost of the property, whichever is lower.
For loan amounts higher than Rs. 75 lakh, you get up to 75% of Market Value or document cost of the property, whichever is lower.

• Loan tenure:
Salaried person can get up to 30 years to repay their loan, while self-employed professionals and non-professionals have up to 20 years.
This tenure can be amended based on the bank’s discretion, factoring in repayment capacity.

• Loan takeover from other banks:
IDBI is open to taking over loan from another bank, if have a 12-month regular repayment track record.
One can also avail a 100% top-up on this loan transfer.

• Pre-approved housing projects:
One can check with the bank to get a list of housing projects that are already approved by the bank.
This means that is one buy a house in one of these approved projects, the entire loan process will be expedited.

• Flexible loan repayment options:
One can choose from repayment options such as Step Up Repayment Facility, Step Down Repayment Facility and Tranche-Based EMI.
The Step Up plan takes into account the career and income growth of a salaried individual and allows the customer to avail a higher loan amount based on this. The Step Down plan factors in the possibility of income reducing in the future and separate EMIs is marked for different periods of the repayment tenure.
Through Tranche-Based EMI, one who has taken a loan to buy an under-construction property can start paying EMIs before the property is ready for occupation, in order to adjust the total payable amount

Contact Detail:
IDBI Bank Ltd.
IDBI Tower, WTC Complex,
Cuffe Parade, Colaba
Mumbai – 400005