I want to take the car insurance from IFFCO-Tokio General Insurance and looking for the details about taking insurance. Will you please provide details about IFFCO-Tokio Zero-Depreciation Car Insurance and also provide detaisl about the inclusion and exclusion in this insurance?

IFFCO-Tokio General Insurance was incorporated on 4th December 2000.

It is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group.

Inclusion

• Loss of belongings by theft, unless the car is stolen at the same time.

• Damage caused due to fire, explosion, self-ignition or lightning.

• Loss and/ or damage due to theft, riot, break-in, malicious acts or terrorist activities.

• Damage caused due to natural calamities (floods, earthquakes, landslide/ rockslide, storms etc.).

• Damage caused during transit via road, rail, air, or inland waterways.

• Cover against legal liability concerning injury/death or property damage to a third party.
Drink OR drive. There’s only one choice

Exclusion

• Any incidents happening outside the stated geographical zone.

• Any loss due to natural wear & tear or any consequential loss to the car.

• Any loss or damage caused because the driver didn’t have a valid license.

• Any loss or damage caused due to driving under the influence of alcohol or drugs.

• Any loss or damage caused when the car was used for purposes other than specified in the policy.

Discounts

• Get discounts when you choose a higher sum as voluntary excess.

• Fix an ARAI-approved anti-theft device and claim 2.5 percent discount.

• Anti-theft device installation will fetch you discount on Own Damage (OD)
Premium of up to INR 500.

Contact:

Corporate Office,

IFFCO Tower,
Plot No. 3, Sector 29, Gurgaon -122001
Haryana(India)

Toll free:-
1-800-103-5499

Alternatively you can also call:
(0124) 428 5499