#1
March 20th, 2012, 03:43 PM
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Indian Bank Personal Loan
I have some family problems going on so I want to apply for personal loans in Indian bank. Please give me the details of this loan and kindly give the interest rates of the repayments. Please tell me can fill the load application form online or I would have to visit the bank to fulfill this purpose. As per your concern I will let you know details of Indian Bank, IB Home/ Personal Loan so that you can get idea easily. Loan Margin For Loans a) upto Rs. 20 lakhs : 10% b) above Rs. 20 lakhs upto Rs.75 lakhs : 20% c) above Rs.75 lakhs: 25% d) For repairs or renovation: 30% Processing fee 0.229% on loan amount with a max. of Rs.20381/- Repayment Loans for purchase / construction of House / Flat: 20 years (including holiday period) Maximum Holiday Period of 18 months allowed for Home Loans for the purpose of construction of House / Flat Maximum repayment period for Repairs and Renovation: 120 months Eligibility Minimum entry age is 18 years and maximum exit age is 60 years Amount of Loan 36 times of Gross Monthly Income or 60 times of Net Monthly Income whichever is higher. For Repair or Renovation: Rs. 5 lakhs (Max) Security Equitable Mortgage of Property purchased / constructed out of loan proceeds {Equitable Mortgage to be registered (at Applicant’s cost) if there is a provision for the same in the State where property is located } Address:- Indian Bank PB No: 5555, 254-260, Avvai Shanmugam Salai, Royapettah, Chennai - 600 014 Phone:- 044 28134300 Last edited by Neelurk; March 14th, 2020 at 10:39 AM. |
#2
February 10th, 2017, 10:57 AM
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Re: Indian Bank Personal Loan
Will you please get some information about IB Home/ Personal Loan offer by Indian Bank offer to various customer’s?
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