I would like to tell you about the Ing Vysya Bank Personal Loan Review like Documentation needed, Interest Rates as well as Eligibility, as you want.

Here I am telling you about it, as you want.

Documentation needed to apply for an ING Vysya Bank Personal Loan
Applicants should have Signed application form with photograph

Applicants should have Copy of passport/voter ID card/driving license

Applicants should have Processing fee cheque

Applicants should have Last 3 months bank statement/6 months bank passbook

Applicants should have Documentation for salaried applicants:
Latest salary slip
Current dated salary certificate with the latest Form 16

Applicants should have Documentation for self-employed applicants:
Latest Bank statement
Latest ITR or Form 16


ING Vysya Bank Personal Loan Interest Rates
Interest Rate (Monthly reducing balance)
Interest for the month = Loan Outstanding ROI% (Number of days in a month/360)

Processing Fees
Rs. 1,000

Loan Tenure
60 months

Guarantor Requirement
No guarantor required


Kotak Mahindra Personal Loan Eligibility;
Person should be a resident of India employed at either a government organization or any other reputed company

Net monthly income of the applicants should be at least Rs.25,000 for applicants

Minimum age of the applicants needs to be 21 years

Maximum age of applicant needs to be 58

Person should have spent minimum 1 year in the city of borrowing

Minimum educational qualification needed is graduation

Total work experience of Person needs to be at least 2 years