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August 13th, 2016, 04:52 PM
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Join Date: Mar 2012
IRDA Non Medical Items

I want to know the non medical Items Excluded in the Health Insurance of Insurance Regulatory and Development Authority IRDA?

Ok, here I am providing you the List of Expenses Generally Excluded ('Non-admissible Expenses') in Hospitalisation Policy of Health Insurance of Insurance Regulatory and Development Authority IRDA

List of Expenses Generally Excluded ('Non-admissible Expenses') in Hospitalisation Policy

Toiletries/ Cosmetics/ Personal Comfort or Convenience Items
Hair Removing Cream Not Payable
Baby Charges (unless specified/indicated) Not Payable
Baby Food Not Payable
Baby Utilites Charges Not Payable
Baby Set Not Payable
Baby Bottles Not Payable
Brush Not Payable
Cosy Towel Not Payable
Hand Wash Not Payable
Moisturiser Paste Brush Not Payable
Powder Not Payable
Razor Payable
Shoe Cover Not Payable
Beauty Services Not Payable
Belts/ Braces Essential and Should be Paid at least
Specifically for Cases who have
undergone surgery of Thoracic or
Lumbar Spine.
Buds Not Payable
Barber Charges Not Payable
Caps Not Payable
Cold Pack/Hot Pack Not Payable
Carry Bags Not Payable
Cradle Charges Not Payable
Comb Not Payable
Disposable Razor Charges ( For Site Preparations) Payable
Eau-De-Cologne / Room Freshners Not Payable
Eye Pad Not Payable
Eye Sheild Not Payable
Email / Internet Charges Not Payable
Food Charges (other than Patient's Diet Provided by Hospital) Not Payable
Foot Cover Not Payable
Gown Not Payable
Leggings Essential in Bariatric and Varicose Vein Surgery and may be considered for at least these conditions where Surgery itself is Payable.
Laundry Charges Not Payable




For complete list here is the attachment

Last edited by Neelurk; February 11th, 2020 at 04:01 PM.
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