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July 19th, 2016, 10:59 AM
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Join Date: Mar 2012
Re: Karnataka Bank Clerk Interview Questions And Answers

As you requires I am here giving you question and answers generally asked in Interview phase at Karnataka Bank for clerk recruitment.

Interview question and answers:

Do you know the address of head office?

What is banking? Scope of banking industry in India?

Total number of Karnataka bank’s branches in India?

What is the difference between debit or credit card?

Total number of ATM’s we have?

What is the use of Computers in banking sector?

Who is the CEO/Chair Person of Karnataka Bank?

What do you know about Karnataka bank?

What are the Type of banks?

Roles of RBI/Central bank?

Hierarchy of banking system in India?

Why you want to join Karnataka bank?

Question: What would you consider important for a bank clerk, being the first point of contact with customers?
Answer: Bank clerks should be highly aware of their position as the first point of contact for most customers. Clerks are the face of the company; they are presentable and professional in demeanor. They answer all queries clearly and politely.

Question: Give examples of bank clerking duties.
Answer: Among the most common transactions are receiving deposits, cashing checks, and handling withdrawals. To perform such operations, clerks need to perform client identification and ensure validity of signature on documents and checks.

Question: Are you able to work in a computerized environment and spend long hours at the computer?
Answer: Banks are computerized. Clerks are required to operate basic computer applications, including the banking program that the bank is using. The job might involve some walking to consult other staff members or manipulate documentation. Otherwise, the job is sedentary and requires care and patience.

Question: Are you a reliable person with strong work ethics?
Answer: Not a surprising question to ask a bank clerk. Reliability implies the ability to maintain confidentiality and never disclose any banking information to unauthorized persons outside work. Reliability and work ethics also imply the ability to perform customer operations honestly and with care.

Question: What personal characteristics should a bank clerk possess?
Answer: Besides being presentable in both appearance and demeanor, a bank clerk must be responsible, a quick and efficient worker, and committed to flawless performance. Clients are easily annoyed by mistakes when it comes to their bank accounts and money transactions.


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