As you want to know more about personal loan scheme of Oriental Bank Of Commerce here I will get details for you.

Eligibility
Permanent and regular employee in Centre / State Govt. Deptt. and other institutions like Universities, Schools / College, PSUs, reputed hospitals, andwellestablished corporate. Professionals and doctors shall also be eligible for loan

Minimum 3 years of service, including service with the previousemployer(s), if any.

The net monthly salary should not be less then Rs 6,000/-.

Amount of Loan
Up to 15 months net take home salary, subject to maximum of Rs.1.50 Lac.

Up to 20 times net take home salary with a max of Rs.3.00 lac in case the salary account is maintained with the branch for a minimum period of 6 months or Employee undertaking to deduct and remit the due installments to the bank.

Purpose
To meet personal / family expenses like marriage/education/family functions.

For purchase of consumer durables, gold / gold ornaments.

To meet expenditure on medical treatment of self and/or dependent at Hospitals / Nursing Homes registered with local Govt. bodies.

To meet travel expenses of legitimate travel by himself & family to cover travel cost, hotel stay, and other travel related expenses.

Security
One personal guarantee preferably of fellow employee, subject to the condition that one employee will not stand as guarantor in more than two accounts.

Address:-
Oriental Bank Of Commerce
Plot No. 5, Institutional Area
Sector-32
Gurgaon – 122001

Phone:-
0124-4126200 and 0124-4126300