Not to worry buddy I will get th details about personal loan offer by State Bank of Bikaner & Jaipur so that yo can check it easily.

Loan Amount
Income up to 2.00 lacs – not exceeding-40%
Income above 2.00 lacs and up to 5.00 lacs – not exceeding 50%
Income above 5.00 lacs – not exceeding-55% Income of spouse /son/ daughter {any two) can be clubbed.
For businessman loan amount may be considered on the basis of sales if the loan amount is more than 2.00 lacs

Repayment
Maximum 30 years including moratorium period.
Pre-closure /pre-payment penalty is discontinued on all Home Loans irrespective of the period for which the account has run or the source of funds.
Repayment to be completed by the time the borrower reaches 70 years

Security
Mortgage/ Eq. mortgage of the property proposed to be purchased/constructed/improved or any other tangible security Guarantee of spouse/son/daughter if income is clubbed.
PDCs for EMI.

Processing fee
(including service tax)
Upto Rs.25,000 - NIL
Above Rs.25,000 - REGULAR HOME LOAN : 0.50% of Loan Amount
(Min Rs.500 & Max Rs.10,000)

Upto Rs.25,000 - NIL
Above Rs.25,000 - ONLINE HOME LOAN : 0.50% of Loan Amount
(Min Rs.500 & Max Rs.10,000)

Purpose
Purchase of plot/house/flat, construction, extension, renovation and refurbishing

Address:-
State Bank of Bikaner & Jaipur
Tilak Marg,
Jaipur - 302005.

Phone:-
0141- 5101570