The Standard Chartered Bank is one of leading organizations in World in Banking Industry.

The Mortage Loan is also known as Loan Againts Property.

Here I am telling you about Mortage Loan for your reference:

Base Rate
Base Rate of the Bank is 9.25% p.a. with effect from December 23, 2016

Mortgage Variable Reference Rate
Home Loan MVRR is 19.25%
Loan Against Property MVRR is 20.5%

Marginal Cost of funds based Lending Rate (MCLR)
Effective MCLR as of 8th December 2016
Tenure wise MCLR
Tenor MCLR
Overnight 8.50%
1 month 8.75%
3 month 8.85%
6 month 9.05%
1 year (12 month) 9.10%
2 year (24 month) 9.30%
3 year (36 month) 9.40%

List of Know Your Customer Documents
KYC Documents for salaried
1 Identity and Residence proof of all applicants– Copy of Valid Passport / Voter's ID / Valid Driving licence / Ration Card
(For Ration card without photo, a separate bank signature verification is essential) / Employer's issued Photo ID +
Letter Or Documents 4 and 5
2 Age proof of all applicants - Copy of Valid Passport / Valid Driving licence / PAN Card / Birth certificate / School
leaving certificate / Voters ID Card
3 Residence proof of all applicants – Copy of Latest Telephone bill / Latest Electicity bill / Valid Registered Rental
Agreement / Pan Intimation Letter / Medical Insurance Policy / Latest bankstatements received by customer by post (
Not of co-operative bank and approved by L&C) / Voter's ID / Driving License / Ration Card- same condition as Identity
proof / Valid Passport / Credit card statements / RV report / Employer's issued Photo ID + Letter
4 Signature Verification proof of applicant - Copy of Valid Passport, Valid Driving Licence, Copy of Pan Card Or IPC
cheque of > INR 10,000/-

Additional KYC Documents for NRI/ Mariner
5 Notarized GPOA
6 Copy of CDC and Mariner Declaration (for Mariner)
7 Indian Passport, Overseas Emploment card issued by the government in country of employment (for NRIs only)
8 Foreign passport/ National ID card/ Overseas Driver's License/ Social security card. ( For PIO)

Additional KYC Documents for Pvt. Ltd. Companies
5 Office address proof - Copy of latest Utility bill / Valid Registered Rental or Lease Agreement alongwith Utility Bill in the
name of Landlord / Current A/c statement for last 6 months
6 Shop and Establishment Certificate / Sales Tax Registration Certificate / Factory Registration Certificate / SEBI
Registration Certificate / Form 18 & ROC Receipt
7 Copy of MoA/AoA and True Copy of Certificate of Incorporation, Form 32 or Annual return copy with R