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July 11th, 2016, 10:04 AM
Super Moderator
 
Join Date: Mar 2013
Re: New India Assurance Company Limited Health Insurance

As you have asked about the family floater mediclaim health insurance policy offered by New India Assurance Company limited, I am giving you information about it, check below for the details

Policy Holder:
This insurance is available to persons between the age of 18 years to 60 years

The Family Floater Mediclaim Policy can be issued to the persons up to 60 years of age covering the following family members:
Self
Spouse
Dependent children, Maximum two

Sum Insured:
Minimum Sum Insured is Rs. 2 lacs and
Maximum Sum Insured is Rs 5 lacs.

Premium:
Premium is as per Individual Mediclaim Policy (2007).
The basic premium will be as per highest age of the family member.
Apply 50% loading for covering spouse, and 25% loading for covering each and every additional dependent child.

Policy Cover

The policy covers hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours. Pre-hospitalization expenses for 30 days and post hospitalization expenses for 60 days are also payable.

Day-care treatment
Ambulance Charges
Ayurvedic/Homeopathic and Unani system of medicine are covered to the extent of 25% of Sum Insured
Pre-existing diseases are covered
Pre-existing conditions like Hypertension, Diabetes, and their complications are covered after two years of continuous insurance


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