The Janata Mediclaim Policy is available to persons between the age of 18 years to 60 years.

Children between the age of 3 months - 18 years can be covered provided parents are covered simultaneously.

The persons beyond 60 years can continue their insurance provided they are insured under Mediclaim policy with Company.

Policy Covers:
Hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours.

Pre-hospitalization expenses for 30 days and post hospitalization expenses for 60 days are also payable.

Day-care treatment

Ambulance Charges

Ayurvedic/Homeopathic and Unani system of medicine are covered to the extent of 25% of Sum Insured provided the treatment

Pre-existing diseases are covered only after 4 continuous and claim free renewals with our Company.

Pre-existing conditions like Hypertension, diabetes and Cholesterol and its complications are covered after two years of continuous insurance

Exclusions
Diseases contracted within 30 days of insurance.
Debility and General Run Down Conditions.
Cosmetic surgery.
Vaccination and Inoculation.
Treatment outside India.
Dental treatment except arising out of accident.
Pregnancy and child birth.
Domiciliary Treatment.
Sexually transmitted diseases and HIV (AIDS).
War, Act of foreign enemy, ionizing radiation and nuclear weapon.

Special Features
Loyalty Discount.
Cost of Health Check up.
Discount in premium for family cover.
Cumulative Bonus.
Good Health Discount.
Income Tax Benefit under Section 80D of IT Act.

Premium
Sum 3 months 6 yrs to 36 yrs to 41 yrs to 46 yrs to
Insured to 5 yrs 35 yrs 40 yrs 45 yrs 50 yrs
50000 750 700 800 1100 1400
75000 1125 1050 1200 1650 2100

Sum 51 yrs to 56 yrs to 61 yrs to 66 yrs to
Insured 55 yrs 60 yrs 65 yrs 70 yrs
50000 1550 1800 2050 2300
75000 2350 2700 3050 3450

Contacts
DELHI REGIONAL OFFICE -I
2nd Floor, R.G.City Centre,
LSC, Block -B, Lawrence Road
DELHI-110035.
Email: nia[dot]310000(at)newindia[dot]co[dot]in
Tel: 011-27004401/ 27004402 (D)
Fax: 011 - 27004499 /27004500