New India Assurance Company limited Mobile Insurance is Suitable for cell phone owner/users who can insure their mobile telephone instrument from loss and/or damages under this policy

Scope :

The policy for mobile phones provides cover against

Fire.
Riot, strike, malicious damage and terrorist activities
Theft
Accident
Fortuitous circumstances

Exclusions under the Mobile Phone Insurance Policy are

Mysterious disappearance
Theft from unattended vehicles, except from fully enclosed car that is securely locked.
Theft, loss or damage during the hire or loan to a third party
Mechanical and electronic breakdown or derangement
Overloading and experimentation involving imposition of any abnormal conditions
Damage by wear and tear, vermin, atmospheric or climatic condition or gradual deterioration, inherent defect or from any process of cleaning, repairing or maintenance
Loss or damage due to war or nuclear perils, loss by water or from any water borne craft
Intentional or willful act of the insured party