New India Assurance Top Up Mediclaim Policy is Health Insurance Policy which was outlined by The New India Assurance Co. Ltd. You or any guaranteed individual in family may experience hospitalization amid arrangement period for sickness or damage or infection. The New India Assurance Top Up Mediclaim Policy covers such medicinal costs caused amid In-patient treatment in India. New India Assurance Top Up Mediclaim Policy covers therapeutic costs just when the total of every single medicinal expens, surpasses the "Limit" expressed in the New India Top Up Mediclaim approach.

Remarkable Features of the policy

This Policy covers In–Patient Hospitalization Expenses acquired in India.

This approach will react just when the total of all Hospitalization costs (with the exception of Pre/Post hospitalization costs) of one or all individuals from the strategy, surpasses the "Edge" expressed in the arrangement.

This Policy will react for every last Hospitalization after the Threshold has been surpassed by past Hospitalization costs subject just to the Sum Insured expressed in the Policy.

The Sum Insured is the most extreme obligation of the organization for all individuals from the approach.

Along these lines, this Policy offers security in overabundance of any Primary Health Policy/Benefit plot that the Insured may have.

In the event that there is any cost in abundance of Threshold, receivable from whatever other element, the Insured Person has a choice to recoup it from either that substance or this approach, yet not both.

In any case, the Sum Insured under the strategy will be accessible well beyond any repayment got from some other substance if such sums surpass the Threshold.

WHO CAN TAKE THE POLICY

Any individual satisfying the qualification standards given underneath.

The individual might possibly have some other Health Insurance Policy.

This approach can be taken notwithstanding whatever other Health Insurance Policy.

Qualification

The approach can be issued on Individual or Floater Sum Insured premise concealing to 6 individuals from the family. On the off chance that the strategy is to be issued on Individual Sum Insured premise, then separate archive will be issued to every Insured. Family contains Self, Legal Spouse, subordinate Children and ward Parents.

Period of Entry:

Proposer : 18 to 65 years.

Different individuals : 3 month to 65 years.

There is no spread stopping age if there should arise an occurrence of restoration.

Youngsters between the age of 3 months and 18 years are secured given either or both folks are secured simultaneously. Kids between the age of 18 years and 25 years are secured just assuming either or both the folks are additionally secured and they are fiscally subject to the folks. Be that as it may, this furthest point of confinement is not pertinent for Unmarried Daughter and Mentally Challenged Children. Rejection for treatment identified with Psychiatric and Psychosomatic issue will apply for such Mentally Challenged Children paying little respect to Continuous Coverage.