Oriental Bank of Commerce is an India-based bank established in Lahore, is one of the public sector banks in India.


Fours Wheeler Eligibility

Salaried Individuals with confirmed / minimum 1 year of service. The length of previous
employer's service(s) may also be taken into consideration for the criterion of 1 year
service.

Professionals (including doctors)

Business entities Established business for not less than two years.

Agriculturist based on their land holding and repayment capacity.
Non-Resident Indians- jointly with Resident Indians (close relative)

The borrower has to furnish one personal guarantee acceptable to the Bank in case Gross Monthly income (per month) is less than Rs. 40000/-

Interest Rate

BR + 0.50% = 10.20%


Loan Amount

Two Wheelers - Rs. 10.00 Lacs,

Four Wheelers- Rs.100.00 Lacs

Repayment time


Upto 84 EMI's {Equated monthly installment of Principal & interest components}

a) For Salaried (Non Pensionable) - Up to 60 years or superannuation whichever is
earlier.

b) For Salaried (With Pension) - Up to 65 years having regular source of income.

c) For Business Class/ Professionals: No age-bar

Contact details

Oriental Bank of Commerce
Toll Free Customer Care No. : 1800-180-1235
Toll Customer Care No. : 0120-2580001