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August 22nd, 2016, 08:28 AM
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Join Date: Mar 2012
Re: Oriental Bank Of Commerce Home Loan

Oriental Bank of Commerce is an India-based bank established in Lahore, is one of the public sector banks in India.

As you asking for the Process of the Home loan of the Oriental Bank Of Commerce the details of the Home loan are as follow

Purpose :

Purchase of land and construction of a house thereon.
Construction of house, where in the plot/land already owned by the applicant.
To buy built up (new or second hand) / semi built up house or flat.
To Extend/improve/repair, the existing house or flat.
To buy a flat under construction or proposed to be constructed

Eligibility :

Individuals or group of specified individuals (co-borrowers) including HUF having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.(including Staff & NRIs )


Proposed loan instalment)is in 20-40% slab as per Gross Annual income with details as under:
Upto Rs. 10 Lacs 40%
Above Rs.15 Lacs to Rs. 25 Lacs 25%
Above Rs. 10 Lacs to Rs. 15 Lacs 30%
Above Rs. 25 Lacs 20%


Minimum age
18 years as on date of application

Maximum age
Upto 60 years of age


Margin

Upto Loan Rs. 20.00 Lacs 15%

Above Rs. 20.00 Lacs 20%

For More information you may Vsit the Nearest branch of the Oriental bank of Commerce

For Any query you may contact to the Following Customer Care number : Customer service: 1800 180 1235


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