Don’t worry buddy I will let you know about Personal Loan offer Punjab And Sind Bank so that you can have idea.

Eligibility
i) Salaried Class:

A) To Govt./PSU employees.

B) To Confirmed/Permanent/Regular Employees of other institutions.

ii) Pension Class: Pensioners having their pension account with our Bank.

Age Limit
Minimum :21 years

Maximum: (i) For Salaried Class : 60 years (Govt. /PSU)

For Salaried class (private) : 65 years

(ii) For Pensioners : upto 70 years

Loan Amount
For Salaried Class
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less

For Pensioner
a) Pensioners upto the age of 65 years -
Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less

b) For Pensioners above the age of 65 years and upto the age of 70 years -
Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less

Processing fee
1.0% of the loan amount.

Repayment
60 months

Guarantee
Third party/ mutual guarantee/ guarantee of spouse/ Major son

Address:-
Punjab And Sind Bank
SCO No. 84-91, Sector-17B, Bank Square, Chandigarh-160017

Phone:-
0172-5085256