As you have asked about the personal loan offered by Union Bank of India, I am giving you information about it, check below for the details
Union Personal loan helps you avail loans to meet personal expenses such as purchase of consumer durable, etc.

ELIGIBILITY

To avail "Union Personal" you need to meet the following criteria:
Should be from the salaried class, having regular source of income and having salary account with our bank
The applicant has reasonable residual service to ensure that the entire loan is repaid one year prior to retirement.

QUANTUM OF LOAN
Up to Rs. 5 Lakh

MARGIN, I.E. YOUR SHARE
Nil

MORATORIUM PERIOD
Nil

REPAYMENT
Repayment period of up to 5 years

SECURITY
No security other than the guarantees and undertaking from employee.

GUARANTEE
2 Guarantees are required.