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September 19th, 2016, 04:05 PM
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Join Date: Mar 2012
Re: Punjab National Bank Car Loan Eligibility

Punjab National Bank is the nation's second biggest government-possessed bank that began operation in 1894. Today, it has more than 9 crore clients, 6,500 the nation over, three abroad branches and more than 8,000 ATMs starting 31 March 2015. The bank has complete advances of Rs 3.8 lakh crore starting 31 March 2015 and made benefit of Rs 3,000 crore in 2014-15.

Make your fantasy come to valid for owning your fresh out of the box new auto with PNB auto credit. Bank offers credit for the buy of remote make or Indian fabricated. Bank has set 20% edge on credit sum. Bank gives advance for a wide range of four wheelers.

PNB Car Loan Details

Interest Rates 9.65% – 10.00%

Min Loan Amount 2 Lakh

Max Loan Amount 1 Crore

Min. Salary 20000 P.M.

Handling Fee 1% subject to greatest of Rs.6000/ -

Repayment 7 Years

Pre Payment Charges 2.00%

Qualification, Schemes, Interest Rates Jun 2016, EMI - New Car, Used Car

Highlights and Eligibility
PNB New Car Loan Scheme
PNB Used Car Loan Scheme

Interest Rates
9.65% Floating
11.25% Floating

Greatest Loan Amount Eligibility
85.00%
70.00%

Greatest Loan Tenure (years)
7 years
5 years

Most reduced EMI per Rs. One Lakh Loan Amount (Rs.)
Rs. 1642
Rs. 2108

Preparing Fee
1.00% Min Rs. 0 Max Rs. 6000
1.00% Min Rs. 0 Max Rs. 6000

Prepayment Charges
Nil
Nil

Intrigue Calculation
Monthly lessening balance
Monthly decreasing equalization

Age (years)
Between 21 years and 65 years
Between 21 years and 65 years

Least Net Annual Income (Rs. lakh)

Salaried
2.4
2.4

Self employed professionals
2.4
2.4

Self employed businessmen
2.4
2.4


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