#1
March 15th, 2012, 01:37 PM
| |||
| |||
Punjab National Bank Loan
Please give me the interest rate of the Punjab National Bank Loan and give me the eligibility Details for the Punjab National Bank Loan and please tell me from where can I download the application form for the Punjab National Bank Loan?
|
#2
August 31st, 2016, 05:05 PM
| |||
| |||
Punjab National Bank Loan
Can you tell me about the interest rates for Home Loan as offered by PNB or Punjab National Bank? Also tell me about the documents required to apply for the Loan?
|
#3
August 31st, 2016, 05:39 PM
| |||
| |||
Re: Punjab National Bank Loan
Punjab National Bank offers different rates of interest on personal loans taken for different tenures. However, certain factors such as income level, repayment capacity and relationship with the bank affect Personal Loan interest rate. Interest rates Base rate + 6% = (16%) for loans up to Rs. 5 lakhs. Base rate + 5%= (15%) for loans up to Rs. 5 lakhs who have availed it under check off facility. Base rate+3% = (13%) for loans up to Rs. 10 lakhs. Loan amount Minimum amount: Rs.50,000 Maximum: Rs.4, 00,000 or 2 time of monthly salary or whichever is lower. It offer Rs.5, 00,000 for those who have completed 3 years of service in the same organization. Rs.10 lakh for individuals whose salary is being disbursed through PNB Loan tenure 5 years EMI per lakh (based on lowest interest rate) Rs. 2,275 (This is excluding service tax and education cess) Processing Fees 1.80% + service tax and educational cess Pre-Payment Charges Nil Base Rate 10.00% w.e.f. 07.05.2015 Documentation Required 1. Signed application form with photograph 2. Proof of identity: Passport/voter ID card/driving license Proof of address: Ration card/telephone or electricity bill/rental agreement/passport 3. Processing fee cheque 4. Last 3 months bank statement/6 months bank passbook 5. Documentation for salaried applicants: Latest salary slip Current dated salary certificate with the latest Form 16 6. Documentation for self-employed applicants: Latest Bank statement Latest ITR or Form 16 |
#4
March 15th, 2017, 02:51 PM
| |||
| |||
Re: Punjab National Bank Loan
Hello sir, is there any one can provide me detail about the personal loan from Punjab national bank?
|
#5
March 15th, 2017, 02:52 PM
| |||
| |||
Re: Punjab National Bank Loan
Punjab National Bank is one of the earliest nationalised banks of India. The PNB is an Indian household name due to its efficiency and its wide range of personal finance products and schemes. One such product is the Punjab National Bank personal loan. It has a flexible tenure of up to 60 years and has comfortable interest rates. Types of Loans are provided by PNB bank: Housing Vehicle Education Personal MISC For Salaried Applicants Minimum age: The applicant should be at least 21 years of age. Maximum age: The applicant has to 58 years or less. Minimum income: Salaried individuals must have a minimum monthly income of Rs. 15,000. Total Years in Profession/Company: 2 years or more Years At Current Residence: 1 year or more For Self-employed Applicants Minimum age:The applicant should be at least 21 years of age as a self-employed individual. Maximum age: The applicant has to be 65 years or less for self-employed people. Minimum income:Self-Employed individuals or working professionals earning a minimum of Rs. 20,000 per month. Total Years in Profession: 2 years or more For Pensioned Applicants Age Limit: Not Applicable, as long as individual is drawing pension through PNB branches. Minimum Income: Not applicable. Get Punjab national bank loan detail: |
#6
March 23rd, 2017, 01:25 PM
| |||
| |||
Re: Punjab National Bank Loan Quote:
TITLE DEEDS housing loan format |
|