Punjab & Sind Bank is a government-owned bank (79.62%), with headquarters in New Delhi. Of its 1466 branches spread throughout India, 623 branches are in Punjab state.

Its net profit is Rs. 121.35 crores and net NPA is 3.55% for the year ending 2014-15. The bank's operating profit for the year ending 2014-15 is Rs. 775.45 crores.

Total business of the bank was Rs. 1,51,511 crores for the year ending 2014-15 and Business per employee is Rs. 15.95 crore. The net worth of the bank as on 31.03.15 is Rs. 4812 crore.

MANAGEMENT

SH. JATINDERBIR SINGH, IAS
CHAIRMAN & MANAGING DIRECTOR


EXECUTIVE DIRECTORS

SH. MUKESH KUMAR JAIN
EXECUTIVE DIRECTOR

SH. A.K. JAIN
EXECUTIVE DIRECTOR


DIRECTORS

SHRI S. R. MEHAR
(Deputy Secretary, MoF, Department of Financial Services, New Delhi)

SHRI PRADIPTA K. JENA
(RBI Nominee Director)


NON OFFICIAL DIRECTORS

SHRI ATANU SEN

SMT. ANITA KARNAVAR

SHRI. MANJIT SINGH SARANG
(Shareholders' Director)

SHRI. SUKHEN PAL BABUTA
(Shareholders' Director)


GENERAL MANAGERS

SHRI IQBAL SINGH BHATIA

SHRI M. G. SRIVASTAVA
(Chief Vigilance Officer)

SHRI DEEPAK KUMAR MAINI

SHRI GURBINDER SINGH DHALL

SHRI D.D. SHARMA

SHRI VARINDER GUPTA

SHRI SUBHASH KWATRA (FGM )

SHRI R.K. BANSAL

SHRI HARVINDER SINGH

SHRI G.S. DHINGRA


Financial Performance

Particulars FY 2014-15 FY 2013-14

Deposits (' INR crores) 86,714.71 84,730.16
Advances (' INR crores) 64,796.42 57,857.74
Total Business (A+B) (' INR crores) 1,51,511 1,42,588
Total Assets (' INR crores) 97,753.40 94,509.15
Operating Profit (' INR crores) 775.45 800.54
Net Profit(' INR crores) 121.35 300.63
Business/Employee (' INR crores) 15.95 15.31
Net Interest Margin (NIM) (%) 1.80 1.88
Return on assets (%) 0.13 0.35
Gross NPAs (%) 4.76 4.41
Net NPAs (%) 3.55 3.35
Total Branches 1456 1330
Total ATM's 1268 1008