The Home Loans in State Bank of Patiala under Fixed Rate of Interest will continue to run with existing Rate of Interest being unaffected by the change in Base Rate.

Home Loan Interest Rates-

Base Rate – 9.65% w.e.f. 05.10.2015

BPLR – 15 % w.e.f. 05.10.2015

MCLR (ONE YEAR) w.e.f 15.04.2016
9.50% p.a.

Home Loans

Product w.e.f. 15.04.2016

Home Loan Floating 9.60%(i.e.0.10% above MCLR)
Total Home Loan Floating 9.60%(i.e.0.10% above MCLR)
OD MaxGain Floating 9.60%(i.e.0.10% above MCLR)
SBP-Realty Floating 9.60%(i.e.0.10% above MCLR)
Greh Kaya Kalap 9.60%(i.e.0.10% above MCLR)
SBP Yuva Ashiana 9.60%(i.e.0.10% above MCLR)

CRE Home Loan

Loan Slab w.e.f. 15.04.2016
Loan upto and including Rs. 75 lacs 9.75% (i.e. 0.25% above
MCLR)
> Rs. 75 lacs 10.00% (i.e. 0.50% above MCLR)

Interest Subsidy Scheme For Housing Urban Poor (ISHUP)

Loan Slab w.e.f. 15.04.2016
Loan upto Rs. 1.60 lac 9.60%(i.e.0.10% above the MCLR)

No new Home Loans under Fixed Rate of Interest will be opened.

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