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  #2  
May 13th, 2016, 10:56 AM
Super Moderator
 
Join Date: Mar 2012
Re: SBBJ Flexi Housing Loan

Hey as per my idea State Bank of Bikaner & Jaipur is an associate bank of State Bank of India.

Purpose
Purchase of plot/house/flat, construction, extension, renovation and refurbishing

Margin
Loan up to 1 crore 20% above 1.00 crore –25%

Housing Loan (Including SBBJ Realty, SBBJFlexi Loan and NRI Housing Loan schemes)

For loans Upto Rs. 75 lacs 9.70

Loan Amount

Income up to 2.00 lacs – not exceeding-40%
Income above 2.00 lacs and up to 5.00 lacs – not exceeding 50%
Income above 5.00 lacs – not exceeding-55% Income of spouse /son/ daughter {any two) can be clubbed.
For businessman loan amount may be considered on the basis of sales if the loan amount is more than 2.00 lacs

Security

Mortgage/ Eq. mortgage of the property proposed to be purchased/constructed/improved or any other tangible security Guarantee of spouse/son/daughter if income is clubbed.
PDCs for EMI.


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