2023 2024 EduVark > Education Discussion > Banks Related


  #2  
November 24th, 2017, 08:47 AM
Super Moderator
 
Join Date: Mar 2012
Re: SBI Oriental Bank Of Commerce Credit Card Apply

To apply for your Oriental Bank of Commerce - SBI Card, visit the nearest Oriental Bank of Commerce branch.

With Oriental Bank of Commerce - SBI Card, you get unlimited privileges

Oriental Bank of Commerce - SBI Card

Annual Fee : Rs. 499
Get 2000 Reward Points on purchases made of Rs. 2,000 within 60 days of receiving your card

Renewal Fee : Rs. 499
Renewal Fee reversed if annual spends for last year > Rs. 90,000*

Extravaganza Offer

Spend Rs. 2,000 or more in first 60 days of receiving your card and get 2,000 bonus Reward points

Value Back

Enjoy up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores

On all your other spends earn 1 Reward point per Rs. 100 spent.
(4 Reward Point = Rs. 1)

Fees and the Charges-

Fees
Annual Fee, one time: Rs. 499
Renewal Fee, per annum: 499 from second year onwards. Renewal Fee reversed if annual spends for last year > Rs. 90,000
Add-on fee, per annum: Nil

Extended Credit
Interest free credit period: 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid
Finance charges: Up to 3.35% per month, accounting to 40.2% per annum from the transaction
Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance
Cash Advance Limit: Up to 80% of credit limit, with a maximum of Rs. 12,000 per day
Free Credit Period: Nil
Finance charges: Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal

Cash Advance Fee
SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300
International ATM: 3% of transaction amount, subject to a minimum of Rs. 300

Other Charges
Cheque pick up: Rs. 90
Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450
Statement retrieval: Rs. 100 per statement, which is two or more months old
Charge slip retrieval: Rs. 225 per charge slip
Late payment:
Nil for total amount due from Rs. 0 to Rs. 200
Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
Rs. 750 for total amount due greater than Rs. 10,000
Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500
Card replacement: Rs. 100
Emergency card replacement, when abroad: Actual cost, with a minimum of $175
Foreign currency transaction: Conversion mark up: 3.5%
Rewards redemption fee: Rs. 99
Cash Payment Fees: Rs. 100

Contact-

SBI Card, P.O. Bag 28, GPO, New Delhi – 110001

Head office:

SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India


Quick Reply
Your Username: Click here to log in

Message:
Options



All times are GMT +5. The time now is 08:26 PM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Content Relevant URLs by vBSEO 3.6.0

1 2 3 4 5 6 7 8