#1
November 23rd, 2017, 04:05 PM
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SBI Oriental Bank Of Commerce Credit Card Apply
I want to apply for Oriental Bank of Commerce - SBI Card so can you please tell me the fess and the charges of the card?
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#2
November 24th, 2017, 08:47 AM
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Re: SBI Oriental Bank Of Commerce Credit Card Apply
To apply for your Oriental Bank of Commerce - SBI Card, visit the nearest Oriental Bank of Commerce branch. With Oriental Bank of Commerce - SBI Card, you get unlimited privileges Oriental Bank of Commerce - SBI Card Annual Fee : Rs. 499 Get 2000 Reward Points on purchases made of Rs. 2,000 within 60 days of receiving your card Renewal Fee : Rs. 499 Renewal Fee reversed if annual spends for last year > Rs. 90,000* Extravaganza Offer Spend Rs. 2,000 or more in first 60 days of receiving your card and get 2,000 bonus Reward points Value Back Enjoy up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores On all your other spends earn 1 Reward point per Rs. 100 spent. (4 Reward Point = Rs. 1) Fees and the Charges- Fees Annual Fee, one time: Rs. 499 Renewal Fee, per annum: 499 from second year onwards. Renewal Fee reversed if annual spends for last year > Rs. 90,000 Add-on fee, per annum: Nil Extended Credit Interest free credit period: 20-50 days, applicable only on retail purchases and if previous months’ outstanding balance is paid Finance charges: Up to 3.35% per month, accounting to 40.2% per annum from the transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any) Cash Advance Cash Advance Limit: Up to 80% of credit limit, with a maximum of Rs. 12,000 per day Free Credit Period: Nil Finance charges: Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal Cash Advance Fee SBI or other ATMs: 2.5% of transaction amount, subject to a minimum of Rs. 300 International ATM: 3% of transaction amount, subject to a minimum of Rs. 300 Other Charges Cheque pick up: Rs. 90 Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 450 Statement retrieval: Rs. 100 per statement, which is two or more months old Charge slip retrieval: Rs. 225 per charge slip Late payment: Nil for total amount due from Rs. 0 to Rs. 200 Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500 Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000 Rs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000 Rs. 750 for total amount due greater than Rs. 10,000 Overlimit: 2.5% of overlimit amount subject to a minimum of Rs. 500 Card replacement: Rs. 100 Emergency card replacement, when abroad: Actual cost, with a minimum of $175 Foreign currency transaction: Conversion mark up: 3.5% Rewards redemption fee: Rs. 99 Cash Payment Fees: Rs. 100 Contact- SBI Card, P.O. Bag 28, GPO, New Delhi – 110001 Head office: SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India |
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