The SBI Regional Rural Banks (RRBs) were established in 1975 under the provisions of the Ordinance circulate on 26th September, 1975 and Regional Rural Banks Act, 1976.

It was established to develop the rural economy by providing, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities.

The facility is particularly to small and marginal farmers, agricultural labourers, artisans and small entrepreneurs, and for matters connected therewith and incidental thereto.

All the RRBs are on Core Banking platform. With this, SBI has implemented various technology products in its sponsored RRBs which enabled them to adopt modern technologies in banking.

It helped the RRBs to improve the performance at par with Commercial Banks. The following IT products have been enabled to SBI sponsored RRBs:

• CBS
• NEFT
• RTGS
• Central Plan Scheme Monitoring System (CPSMS)
• ATM-cum-Debit Card (on RuPay Platform)
• KCC Card (on RuPay platform)
• Aadhar Payment Bridge System (APBS)
• Kiosk Banking

Other IT initiatives under implementation:
• Internet Banking
• Mobile Banking
• HRMS
• Cheque Truncation System
• Biometric Authentication
• Anti-Money Laundering