#1
September 26th, 2016, 03:59 PM
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SBI Salary Loan
Is Personal Loan of State Bank Of India also available for Salaried individual if yes will you please get some information?
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#2
September 26th, 2016, 05:06 PM
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Re: SBI Salary Loan
Yes buddy Personal Loan of State Bank Of India also available for Salaried individual and here I will get details of the loan. Eligibility You are eligible if you are a Salaried individual of good quality corporate, self employedengineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Loan Amount Your personal loan limit would be determined by your income and repayment capacity. Minimum : Rs.24,000/- in metro and urban centres Rs.10,000/- in rural/semi-urban centres Maximum : 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres Documents Required Important documents to be furnished while opening a Personal Loan Account: For existing bank customers Passport size photograph From salaried individuals Latest salary slip and Form 16 Repayment The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to, without attracting any prepayment penalty. Charges/Fees Processing Fees : Processing charges are 2% - 3% of the loan amount + applicable Service Tax Prepayment Charges : Any prepayment of EMIs in full or in part and closure of account before the end of term will attract the prepayment charges of 3% on prepaid amount Address:- State Bank of India 3rd Floor, G Block, Synergy Buidling, Bandra Kurla Complex-Bandra East, Mumbai - 400051, Behind National Stock Exchange Phone:- +(91)-80-26599990 18004253800,1800112211 |
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